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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

My best pal- Paypal.

I always use paypal credit for my non urgent needs like holidays etc than pay slowly. They are always helpful if there is any issue. Love paypla been a customer when it was not popular. Reviewed on: 27th May 2025

unsuitable hotel boo...

Helped sorting out a refund for unsuitable hotel booking Reviewed on: 27th May 2025

Making life Easier

I use paypal credit to buy things and be able to spread the cost over 4 months interest free. Reviewed on: 27th May 2025

PayPal credit always there when I need it and very e...

PayPal credit always there when I need it and very easy to use Reviewed on: 27th May 2025

hustle free.

hustle free. depends of the shop you can get up to 36 months 0% interest free what is no brainer. Reviewed on: 27th May 2025

Always happy with using paypal always a good experie...

Always happy with using paypal always a good experience Reviewed on: 27th May 2025

PayPal has truly become an essential financial tool...

PayPal has truly become an essential financial tool in my everyday life, and one of its standout features is the ability to make interest-free payments. In a time where the cost of living continues to rise, having a flexible and transparent way to manage expenses between paychecks can make all the difference—and this is exactly where PayPal excels. Their "Pay in 3" and other interest-free installment options are incredibly helpful. Instead of feeling the strain of large purchases all at once, I can spread the cost across manageable monthly payments without the worry of hidden fees or compounding interest. It’s straightforward, easy to set up, and seamlessly integrated into many online retailers' checkout systems. PayPal doesn’t just offer convenience—it offers peace of mind. Whether it’s a necessary bill, a sudden repair, or just the need to bridge a short-term gap, their payment options make it possible to stay financially afloat without turning to high-interest credit cards or loans. In short, PayPal isn’t just a payment platform—it’s a budgeting ally. I genuinely appreciate how it supports financial flexibility with fairness and clarity. Reviewed on: 27th May 2025

I have a paypal credit account and it helped me thro...

I have a paypal credit account and it helped me through the pandemic Reviewed on: 27th May 2025

Alternative payment method

I use PayPal mainly as a means to pay as an alternative to my bank in certain circumstances. It provides a very easy way of ensuring payments are made through direct debits, and their PayPal pay in 3 system comes in handy at time. Reviewed on: 27th May 2025

Safe and convenient

I find PayPal very convenient and easy to use. I always feel in control of my use and spending. It’s platform is very clearly laid out and always know when payment is due. Reviewed on: 27th May 2025

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