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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,828 reviews, last reviewed 20th Apr 2026
2584600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best They are thee best, just amazing, There is no one else like them. In fact thee best doesn't cut it. THEY ARE THEE GREATEST OF ALL TIME And I mean the ... Read more Reviewed on: 20th April 2026
Nicholas H's avatar
Nicholas H

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78828)

I use PayPal for many purchases .

5
I use PayPal for many purchases . It is accurate, fast and easy to use. Reviewed on: 17th April 2026
Susan k's avatar
Susan k

Easy and simple to use with great offers

5
I find the experience of using PayPal credit easy and simple to use, the offers available are very good and it helps when you need that option to spread costs over 4 months to relieve some financial strain. Reviewed on: 17th April 2026
Julian T's avatar
Julian T

Excellent customer service and the app is user frien...

5
Excellent customer service and the app is user friendly Reviewed on: 17th April 2026
Ben I's avatar
Ben I

The Transfer fees is a bit high, and sometimes the d...

4
The Transfer fees is a bit high, and sometimes the direct debit changed by itself Reviewed on: 17th April 2026
Mo Hassan's avatar
Mo Hassan

I don't know what to say it just works for me.

5
I don't know what to say it just works for me. I can see everything I need to. Reviewed on: 17th April 2026
Richard S's avatar
Richard S

Have not had any problems.

5
Have not had any problems. Flexible options and when something goes wrong with a transaction, the assistance is speedy. Reviewed on: 17th April 2026
Adama M's avatar
Adama M

Convenient and simple to use.

5
Convenient and simple to use. Saves sharing bank details directly with retailers Reviewed on: 17th April 2026
Ying T's avatar
Ying T

Great service

5
I have always had good experiences with PayPal Reviewed on: 17th April 2026
Jackie B's avatar
Jackie B

Easy to use app and efficient system quick to pay...

5
Easy to use app and efficient system quick to pay and transfer money safley Reviewed on: 17th April 2026
Trevorh's avatar
Trevorh

I have used pay pal for many of things and it has he...

5
I have used pay pal for many of things and it has helped me out loads Reviewed on: 17th April 2026
Kirsty w's avatar
Kirsty w

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