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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 24th Aug 2025

921350% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very easy and no interest

Very easy to apply and use, the best is no interest for 4 months Reviewed on: 27th May 2025

Great service, had to speak with customer team on oc...

Great service, had to speak with customer team on occasion for information and this was provided without issue Reviewed on: 27th May 2025

Perfect PayPal

Always excellent service, efficient and very helpful when I’ve not received an item. I feel it’s so safe to use to buy goods online. Thank you Reviewed on: 27th May 2025

Always on point.

Always on point. I have never experienced any issues Reviewed on: 27th May 2025

I use PayPal whenever I shop online and know that th...

I use PayPal whenever I shop online and know that they have me covered if anything goes wrong. I also love their pay in 3 for those bigger items Reviewed on: 27th May 2025

I have been using PayPal credit for some time now an...

I have been using PayPal credit for some time now and I particularly enjoy the ease and flexibility of their payment system. They are straightforward and hassle free. They give opportunity to be able to extend payment and increase credit. I am enjoying it especially their interest free opportunity. Reviewed on: 27th May 2025

A great way to deal with big purchases, allowed us t...

A great way to deal with big purchases, allowed us to buy expensive items without worrying about payments. Very accessible online portal and easy way to send and receive money. Reviewed on: 27th May 2025

great service

no issues it's my go to method of payment Reviewed on: 27th May 2025

Easy and fast payment tool, love it and trust it

Easy and fast payment tool, love it and trust it Reviewed on: 27th May 2025

I’ve been with PayPal credit for 10 years and they’v...

I’ve been with PayPal credit for 10 years and they’ve been great all the way through. It’s helped me build by credit score and manage my finances well.i mainly use it for big purchases such as when I bought a new MacBook for my work, and it helped me spread the cost. Reviewed on: 27th May 2025

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