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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,713 reviews, last reviewed 20th Apr 2026
2574100% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Gave me a chance Gave me a chance. I use my PayPal credit often & always pay more than the monthly minimum payment. Great full for PayPal!! Reviewed on: 20th April 2026
Samantha B's avatar
Samantha B

Latest lowest rating:

1

Terrible service disaster charge for nothing but toot Terrible service disaster charge for nothing but toot Reviewed on: 20th April 2026
Kev Rogers's avatar
Kev Rogers
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78713)

Excellent service

5
I have very rarely had an issue with PayPal. Been using it for years. Love the pay in three. Think I’ve only contacted customer service once and issue resolved straight away Reviewed on: 17th April 2026
Stephanie R's avatar
Stephanie R

Easy to use, payment safety, would be better if avai...

5
Easy to use, payment safety, would be better if available in a wider variety of outlets, maybe a pay in 12 option would work rather than only pay in 3 Reviewed on: 17th April 2026
Wes 's avatar
Wes

Fast and reliable service i am very satisfied and I...

5
Fast and reliable service i am very satisfied and I will recommend Reviewed on: 17th April 2026
Vasile D's avatar
Vasile D

Good experience all round, the customer service is r...

5
Good experience all round, the customer service is really efficient Reviewed on: 17th April 2026
Darren b's avatar
Darren b

Very good

5
My experience with dealing with paypal customer service was very good in term's of solving my quarry. Reviewed on: 17th April 2026
Denroy B's avatar
Denroy B

Easy and my card arrived quickly...

5
The process has been easy and my card applied quickly Reviewed on: 17th April 2026
Stella's avatar
Stella

I have a recent transaction and the digital product...

4
I have a recent transaction and the digital product that I received is not working as it should. I requested a refund but PayPal declined the refund. Reviewed on: 17th April 2026
M f's avatar
M f

I’ve had a consistently positive experience using Pa...

5
I’ve had a consistently positive experience using PayPal. The platform is incredibly easy to use, whether I’m sending money to friends, making online purchases, or managing transactions. Payments are processed quickly, and I appreciate the added layer of security that keeps my financial details protected. One of the standout features is how widely accepted PayPal is across different websites, which makes checkout smooth and convenient. The dispute resolution system also gives peace of mind, knowing that if anything goes wrong, there’s a structured process to resolve issues fairly. Overall, PayPal has proven to be a reliable and efficient service that simplifies online payments while maintaining a strong focus on security and user experience. Reviewed on: 17th April 2026
Jack's avatar
Jack

My Experience With PayPal is Outstanding.

5
My experience with PayPal is outstanding. Easy to use and reliable. The fact that I can buy things online and pay within a certain time with little to no interest makes it an ideal platform for anyone to use. Thank you PayPal! Reviewed on: 17th April 2026
Nkenta's avatar
Nkenta

Brilliant customer service brilliant online support...

5
Brilliant customer service brilliant online support easy to use online Reviewed on: 17th April 2026
Vicky's avatar
Vicky

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