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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145895 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145896)

Good experience so far.

Good experience so far. Never needed to contact customer services Reviewed on: 16th June 2026

Always available, flexible interest rates and widely...

Always available, flexible interest rates and widely available for different shoppings and services. Reviewed on: 16th June 2026

Customer service has been good when needed.

Customer service has been good when needed. Reviewed on: 16th June 2026

Effortless flexavility

Using PayPal Credit gives flexibility for 99% of larger purchases effortlessly. Reviewed on: 16th June 2026

PayPal is the very progressive way to pay for goods...

PayPal is the very progressive way to pay for goods the customer service is good Reviewed on: 16th June 2026

PayPal is really good when you really need financial...

PayPal is really good when you really need financial problems. Reviewed on: 16th June 2026

Good Customer Service

I have always had good experience with PayPal in terms of quick transactions and solving issues. Reviewed on: 16th June 2026

Gives an opportunity in a simple way outwith banking...

Gives an opportunity in a simple way outwith banking institutions. Reviewed on: 16th June 2026

Have used PayPal form over 10 years now

So easy and accessible. Very clear and easy app to use and great flexibility Reviewed on: 16th June 2026

A very useful financial tool always available with m...

A very useful financial tool always available with many options plus paypal keeps your account under control with regular notifactions and updaited information. Reviewed on: 16th June 2026

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