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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146006 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146006)

Excellent support

0% interest for four months and also Pay in 3 plans are so helpful when you want to buy something or service which is expensive. I think it’s a great service. Reviewed on: 16th June 2026

Very helpful

Very helpful in increasing purchasing power and secure. Reviewed on: 16th June 2026

I pay most of my transactions through PayPal as I fe...

I pay most of my transactions through PayPal as I feel it’s the secure way to pay Reviewed on: 16th June 2026

Extra protection for your purchases

Used PayPal for years and love the extra level of protection it gives for my purchases Reviewed on: 16th June 2026

I’m generally a fan of PayPal but

I’m generally a fan of PayPal but as with all organisations and relationships it’s how issues are dealt with and resolved when something unexpectedly goes wrong. Having had an issue with an online booking for a hire car abroad and that car and the agents processes being found not to the expected standard I raised the matter with PayPal under their section 75 responsibilities. Their processes were cumbersome, remote and bureaucratic. It was very much PayPal focused and not at all customer friendly. Decisions were slow, holding communication minimal and outcomes poorly handled. Reviewed on: 16th June 2026

I use amazon a lot and do a lot of online shopping a...

I use amazon a lot and do a lot of online shopping and the 3 payments scheme is brilliant and very helpful love it Reviewed on: 16th June 2026

Handy when needed , spreads the cost , helps a lot t...

Handy when needed , spreads the cost , helps a lot this day and age Reviewed on: 16th June 2026

Easy to use with no financial pressure

Easy to use with no financial pressure Reviewed on: 16th June 2026

PayPal is excellent.

PayPal is excellent. It is a great banking platform which provides outstanding offers. Reviewed on: 16th June 2026

Excellent way of purchasing goods you feel safe buyi...

Excellent way of purchasing goods you feel safe buying from new companies if pal pal are connected to them. Also clear payment structure and easy to pay online. Refunds are very straightforward and are applied to your account quickly Reviewed on: 16th June 2026

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