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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146059 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146059)

I highly recommend PayPal.

I highly recommend paypal to family, because of the pay in 3, it helps spread the cost without interested especially when you have a monthly income Reviewed on: 16th June 2026

Best money app ever, easy to use, secure and very go...

Best money app ever, easy to use, secure and very good customer service. The support team always resolve any issues with external seller. Reviewed on: 16th June 2026

Excellent

Excellent service, always manage to talk to someone on the phone if needed. Reviewed on: 16th June 2026

Excellent service for all day shopping

Excellent service for all day shopping Reviewed on: 16th June 2026

Would def recommend!

I’m very happy with every transaction I have made:) Reviewed on: 16th June 2026

Easy to use

Easy to use and very good clear information. Reviewed on: 16th June 2026

Financial Flexibility

PayPal credit has allowed me financial flexibility without having to worry about interest rates or paying immediately. It also enabled me plan a vacation in advance as I was able to buy tickets ahead of time. Reviewed on: 16th June 2026

Very easy to use site and clear communication

Very easy to use site and clear communication Reviewed on: 16th June 2026

Flexible credit with easy terms

Used Paypal credit to replace a boiler. Easy terms and can clear the account early without any penalty Reviewed on: 16th June 2026

I find PayPal pay in three has always been the way t...

I find PayPal pay in three has always been the way to pay on a large buy Reviewed on: 16th June 2026

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