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PayPal: PayPal Credit reviews

4.90
Based on 81,427 reviews, last reviewed 22nd Apr 2026
2825700% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use this for PayPal credit great when you can pay ba... Use this for PayPal credit great when you can pay back monthly Reviewed on: 22nd April 2026
Samuel P's avatar
Samuel P

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81427)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very good service - highly recommended would definit...

5
Very good service - highly recommended would definitely encourage people to use PayPal great stuff love it Reviewed on: 18th April 2026

Easy for trNsaction

5
Easy and best for transaction and use most over all retail stores as well as online shopping. Reviewed on: 18th April 2026

Absolutely no problems with this service

5
Absolutely no problems with this service Reviewed on: 18th April 2026

Pay Pal app User friendly and great to work with

5
User friendly and great to work with Reviewed on: 18th April 2026

Superb customer service with extra protection should...

5
Superb customer service with extra protection should something go wrong Reviewed on: 18th April 2026

Very good and reliable service also very forgiving w...

5
Very good and reliable service also very forgiving with missed payments. Reviewed on: 18th April 2026

Fab service, extremely convenient & easy to navigate

5
Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Always their to help when going to buy things.

5
Always their to help when going to buy things. Reviewed on: 18th April 2026

Easy to apply for and use

4
Very easy to use. Good about remembering nders for payments. Reviewed on: 18th April 2026

PayPal credit has really helped me out financially t...

5
PayPal credit has really helped me out financially to be able to still make purchases and pay over a certain time with no added interest. Reviewed on: 18th April 2026