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PayPal: PayPal Credit reviews

4.90
Based on 81,537 reviews, last reviewed 22nd Apr 2026
2835900% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful and I feel safe buying online Always helpful and I feel safe buying online Reviewed on: 22nd April 2026
Margaret Beattie's avatar
Margaret Beattie

Latest lowest rating:

1

i wish i never opened a paypal credit account, i hat... i wish i never opened a paypal credit account, i hate being in debt. £1000 would be wonderful to help me pay some of that back. Reviewed on: 22nd April 2026
E D 's avatar
E D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81537)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Every time used paypal it has been fast and great sp...

5
Every time used paypal it has been fast and great speedy servic Reviewed on: 18th April 2026

Convenient and flexible

5
I use this every month convenient and flexible ideal if you think you may run a little short Reviewed on: 18th April 2026

Easy to use & understand.

5
Easy to use & understand. Using either pay in three or credit over four months helps with those bigger purchases. Reviewed on: 18th April 2026

Easy to set up and manage.

5
Easy to set up and manage. Good for family finance management, excellent purchase security Reviewed on: 18th April 2026

Easy to use and can be used in paying purchases.

5
Easy to use and can be used in paying purchases. Reviewed on: 18th April 2026

CHUDDERS

4
Paypal works well for me,not had any problems. Reviewed on: 18th April 2026

PayPal customer excellence

5
I have been using PayPal to purchase online it has good interest rates. Reviewed on: 18th April 2026

I am very happy us I am ussing PayPal

5
I am very happy us I am ussing PayPal Reviewed on: 18th April 2026

Great service, and flexible and secure.

5
Great service, and flexible and secure. Reviewed on: 18th April 2026

PayPal credit Is good but you can forget about it so...

4
PayPal credit Is good but you can forget about it sometimes and its slightly annoying to setup auto pay Reviewed on: 18th April 2026