Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81878 reviews)

View other PayPal products

4.90

Based on 81,878 reviews, last reviewed 22nd Apr 2026

2867700% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Its a fab way to ensure payments go through. Its a fab way to ensure payments go through. Fab to break down large payments into 3. Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81878)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy, very helpful, I always trust PayPal 100%

Easy, very helpful, I always trust PayPal 100% Reviewed on: 18th April 2026

Really good products and customer service.

Really good products and customer service. Use it for big purchases giving the flexibility to pay over time with no interest or charges Reviewed on: 18th April 2026

PayPal Credit

PayPal credit was straightforward to set up and manage on a monthly basis and I trust careful use will improve my credit rating over time. I have had no need so far to contact customer service or support, which I feel says everything. Well done!!! Reviewed on: 18th April 2026

Great experience, always helpful if having any issues.

Great experience, always helpful if having any issues. Nice and easy applications and website to use Reviewed on: 18th April 2026

Great company

Great company helps when there's a problem conievent easy to use Reviewed on: 18th April 2026

Pay pal credit is the easiest to use

Easy to set up and use. Makes instalments easier to manage and set up direct debit to pay it. Reviewed on: 18th April 2026

Excellent experience!

PayPal is one of the most reliable and user-friendly online payment platforms available today. Its interface is clean, intuitive, and easy to navigate, making it accessible for both beginners and experienced users. Setting up an account takes only a few minutes, and once you’re in, sending or receiving money feels almost effortless. Reviewed on: 18th April 2026

Easy to use

Easy to use and simple design. Compatible with multiple sellers and online stores. Now offers a physical card. Reviewed on: 18th April 2026

Great customer service

Customer service is great and easy and response Reviewed on: 18th April 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37510 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub