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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82292 reviews)

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4.90

Based on 82,292 reviews, last reviewed 23rd Apr 2026

2905300% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Interest free for 4 months for the win I started off using pay in 3, but then found that with PayPal credit if I was spending over £100 I could get 4 months interest free which is amazing. Reviewed on: 23rd April 2026

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82292)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Reliable

Never had any problems when dealing with them. Reviewed on: 19th April 2026

Easy and quick to apply set up. Its a .bonus facility

Used several times for various transactions large and small. Really beneficial and easy to use Reviewed on: 19th April 2026

Been using paypal for 15 years.

Been using paypal for 15 years. Only improved since then Reviewed on: 19th April 2026

Reliable and Secure Way to Pay

PayPal has been reliable, easy to use, and a service I continue to depend on for safe online payments. Reviewed on: 19th April 2026

Been with PayPal for years now.

Been with PayPal for years now. Very good service Reviewed on: 19th April 2026

I was scammed sometime ago and PayPal found in favou...

I was scammed sometime ago and PayPal found in favour of the scammer. Reviewed on: 19th April 2026

Using PayPal credit for over 5 years.

I have used PayPal credit for over 5 years. It is very useful and very easy to use and I love the app for checking on what I owe and paying back. Reviewed on: 19th April 2026

Easy to use.

Easy to use. And simple peace of mind for online purchasing Reviewed on: 19th April 2026

Excellent service, great value of your money

Excellent service, great value of your money . Very convenient for interest free offers.. there is more to improve customer support as technical point. Always had voice issue when called customer support team. Otherwise using PayPal for number of years, very happy to say never had any major issue Reviewed on: 19th April 2026

Never had a bad experience with PayPal that’s how ea...

Never had a bad experience with PayPal that’s how easy it is to use their services Reviewed on: 19th April 2026

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