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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145658 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145658)

PayPal has simply made my monthly and daily planning...

PayPal has simply made my monthly and daily planning + shopping much easier Reviewed on: 15th June 2026

Great and approachable customer service always proac...

Great and approachable customer service always proactive Reviewed on: 15th June 2026

Good customer service, reliable payment method and e...

Good customer service, reliable payment method and effective service Reviewed on: 15th June 2026

Super reliable, secure, and incredibly easy to use

Super reliable, secure, and incredibly easy to use Reviewed on: 15th June 2026

A Decade using PayPal Credit

I've been using PayPal Credit for about a decade and it's been a great and safe way to pay for goods over £99 as you get 4 months interest free. Most useful for big purchases so you can spread the cost. Reviewed on: 15th June 2026

Never had any trouble with PayPal, it's a great comp...

Never had any trouble with PayPal, it's a great company, customer service is good and transactions are fully updated and explained Reviewed on: 15th June 2026

Fabulous Product

Great offer on credit card, 0 interest for 3 months which has been really helpful to keep me going. Paypal also offer some great rewards when you spend, no catch. I haven’t had to use customer services yet but if it’s anything like their products I’m sure it’s great. I would recommend a Paypal debit or credit card! Reviewed on: 15th June 2026

It’s very useful but dangerous if misused

It’s very useful but dangerous if misused Reviewed on: 15th June 2026

My experience has always been great as they solve m...

My experience has always been great as they solve my queries every time Reviewed on: 15th June 2026

Easy to use and make regular payments

Easy to use and make regular payments Reviewed on: 15th June 2026

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