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PayPal: PayPal Credit reviews

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4.90
Based on 79,937 reviews, last reviewed 21st Apr 2026
2687000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy use, accepted everywhere The app is really good and clear so I can easily find my credit. Paypal credit gives a larger amount of credit I can use at a very decent rate. Most o... Read more Reviewed on: 21st April 2026
Daniel Wemyss's avatar
Daniel Wemyss

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (79937)

Easy to use and can we be used everywhere

5
Easy to use and can we be used everywhere Reviewed on: 17th April 2026
Sarah j's avatar
Sarah j

Overall good customer experience with Paypal Credit

5
I have found that using Paypal Credit has been easy experience where I can manage my spending and paying back what I owe through an achieveable step-by-step process. I would not have been able to buy some of the products without Paypal Credit. I did have one negative experience when I first started using Paypal 3-4 years ago. I bought a product and wanted to pay it back monthly but Paypal Credit rejected my payment and then I tried to pay it again and it was rejected again. I then got a phone call asking me why I have lapsed over my monthly payment. I have not had any negative experiences since. Reviewed on: 17th April 2026
Alexander's avatar
Alexander

PayPal review

5
Easy to use and control and you can easily keep up to date with it Reviewed on: 17th April 2026
Ron K's avatar
Ron K

Customer service could improve but overall great ser...

5
Customer service could improve but overall great service Reviewed on: 17th April 2026
Tony's avatar
Tony

I use PayPal often.

5
I use PayPal often. I am particularly pleased with the pay in three without interest as it gives me a better option than my credit cards. Very happy with this option! Reviewed on: 17th April 2026
Ioanna Z's avatar
Ioanna Z

Reliable and feel safe with PayPal

5
Reliable and feel safe with PayPal Reviewed on: 17th April 2026
Kerry 's avatar
Kerry

Amazing product from Paypal.

5
Amazing product from Paypal. No interest to pay and low, manageable monthly payments. App is so easy to use making it a breeze to check my balance and payments. Helped me buy a product I wouldn’t have been able to afford. Would definitely recommend and use again! Reviewed on: 17th April 2026
Sarah E's avatar
Sarah E

Convenient and reliable.

5
Convenient and reliable. Easy to use and secure. Highly recommend Reviewed on: 17th April 2026
Elaine M's avatar
Elaine M

New card card without even applying!

5
Got a card without even applying!! Reviewed on: 17th April 2026
kennedyr r's avatar
kennedyr r

Happy customer service the best .

5
I live pay pal, reliable service and good customer support. Issues sorted with customer care always. Reviewed on: 17th April 2026
Rosalyn's avatar
Rosalyn

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