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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82373 reviews)

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4.90

Based on 82,373 reviews, last reviewed 23rd Apr 2026

2912700% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and efficient to use. Easy and efficient to use. Never any problems using PayPal Reviewed on: 23rd April 2026

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82373)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Highly recommended money manager

Superb way to spread costs short-term without overspending or over committing. Easy to manage via App. Feels secure and trustworthy when paying online. Reviewed on: 19th April 2026

Overall quick and easy, no complaints

Overall quick and easy, no complaints Reviewed on: 19th April 2026

Easy to navigate and understand.

Easy to navigate and understand. Well designed website pages. Clear and well spaced. Flick from page to page is quick and simple. The only gripe is when you pay your balance, it sometimes takes a few days to settle the account Reviewed on: 19th April 2026

PayPal is convenient for all my online shopping.

PayPal is convenient for all my online shopping. Great customer service Reviewed on: 19th April 2026

very helpfull,stres less when you need pay right hie...

very helpfull,stres less when you need pay right hiere right now.Get me psychical confort couple times without waiting for nex payday. Reviewed on: 19th April 2026

Excellent service never had any issues with this sit...

Excellent service never had any issues with this site thank u Reviewed on: 19th April 2026

Outstanding

Very helpful and fast service. Whenever I need help they help straightaway. Mainly, I can shop with PayPal without any risk, and I know if I get scammed, they are always in my back. Reviewed on: 19th April 2026

Pay in 3 is the best,no interest!

Pay in 3 is the best,no interest! Also 4 months with no interest Reviewed on: 19th April 2026

Great option for unexpected costs

PayPal credit has been a great way if splitting payments for any essentials or unexpected needs, variety of retailers offer the service as a payment method too, and the repayments are clear, easy to maintain. I particularly like the Pay in Three option. Reviewed on: 19th April 2026

Easy to use!

Easy to use! love the pay in 3 option spreads the cost with ease. Very helpful with issues and insurance when fraud occurs. Reviewed on: 19th April 2026

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