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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145640)

I find that PayPal works best for me, easy apps, let...

5
I find that PayPal works best for me, easy apps, lets me know when I need to make payments.also you can send money directly to someone, I can also put money on my PayPal card . Also earn points to spend. Thanks PayPal. Reviewed on: 15th June 2026

I have had PayPal for a many years and I have to say...

5
I have had PayPal for a many years and I have to say it is by far the fastest safest and 1000% fair way to pay and receive money Reviewed on: 15th June 2026

Paypal my Pal

5
Easy to use Site has great info easy to follow Reviewed on: 15th June 2026

Easy to use

5
Just easy to use, easy to understand terms, easy to view accounts Reviewed on: 15th June 2026

My first choice everytime

5
Never had any problems. Always reliable. Would always recommend Reviewed on: 15th June 2026

PayPal credit has been a lifesaver

5
PayPal credit has been a lifesaver over the years, Anytime I’m short on funds I can rely on it. Reviewed on: 15th June 2026

Is a handy and easy to keep an eye on...

5
Is a handy and easy to keep an eye on with the app Reviewed on: 15th June 2026

Easy quick useful always a good option

5
Easy quick useful always a good option Reviewed on: 15th June 2026

Every time i have used paypal i had no trouble at al...

5
Every time i have used paypal i had no trouble at all just on refunds its abit harder to do and can be confusing Reviewed on: 15th June 2026

Always easy to use and pay back notifications before...

5
Always easy to use and pay back notifications before each transaction the odd time contacted customer service always been very helpful Reviewed on: 15th June 2026

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