Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 80,472 reviews, last reviewed 21st Apr 2026
2736700% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful and offer good services Always helpful and offer good services Reviewed on: 21st April 2026
Jordan's avatar
Jordan

Latest lowest rating:

1

Customer service is not active and you will need to... Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026
Tauseef's avatar
Tauseef

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (80472)

I have always been looked after by PayPal staff and...

5
I have always been looked after by PayPal staff and I feel secure with this company. Dorothy Hodgson Reviewed on: 17th April 2026

My PayPal Experience

5
The app is easy to use. I had a 0% interest for 4 months and Payments were affordable. Reviewed on: 17th April 2026

The process for applying for PayPal credit is easy t...

5
The process for applying for PayPal credit is easy to use, and I feel assured that I would not be able to ‘over spend’ using this payment method. Reviewed on: 17th April 2026

Simply great

5
All is very simply and east to navigate…I love the pay over 4months option for purchases over £100 :) Reviewed on: 17th April 2026

EASY AND QUICKLY.

5
EASY AND QUICKLY. BRILLIANT. FANTASTIC Reviewed on: 17th April 2026

PayPal makes me feel safe online

5
PayPal have always resolved my disputes with traders who have failed to deliver. I can purchase online through PayPal with peace of mind that they are on my side. Reviewed on: 17th April 2026

PayPal cridet is great to spread payments.

5
PayPal cridet is great to spread payments. Reviewed on: 17th April 2026

Nice and convenient

5
Nice and convenient .i use as my instalment with my mew phone .great Reviewed on: 17th April 2026

PayPal is greatest

5
PayPal is brilliant for repayments and helps you if you need it Reviewed on: 17th April 2026

Brilliant

5
Excellent professional easy to use Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 36876 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products