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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82606 reviews)

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4.90

Based on 82,606 reviews, last reviewed 23rd Apr 2026

2933900% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've had a very smooth so far, One thing I don't lik... I've had a very smooth so far, One thing I don't like, every time I try and repay my debt for credit card, the payment takes a lot of time to transfer... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82606)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I use PayPal whenever possible .

I use PayPal whenever possible . Never had a bad experience excellent service would highly recommend PayPal. Reviewed on: 19th April 2026

Easy to Use

I have not had any issues using PayPal Credit for almost a year now. Setting up the repayment wasn't difficult and monthly payments are done seamlessly. Reviewed on: 19th April 2026

easy to use , low interest , well trusted

easy to use , low interest , trusted Reviewed on: 19th April 2026

I find PayPal easy and straightforward.

I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026

Excellent secure payment method & customers service,...

Excellent secure payment method & customers service, highly recommend! Reviewed on: 19th April 2026

Very good provider.

Very good provider. I recommend everyone. Reviewed on: 19th April 2026

I have used PayPal for years making shopping more af...

I have used PayPal for years making shopping more affordable with the payment plans they offer. Customer service has been great every time I have had to use them for queries. The payment plans offer affordable payments at 0% as long as you pay it back in the 3 or 4 months depending on the plan. You can set up a direct debit, but dont worry if you dont they give plenty of warning of when its due with emails so you should never fall behind on payments. You can pay more off if you wish to too which is easy via the app. The PayPal App is very useful just like online banking apps you have everything at your fingertips. View transactions, payment plans. If you have any disputes with a retailer you can manage it all through the app. I have had no issues over the years i have been using Paypal, I have recently recieved the Paypal credit card which means i can now use it in stores. They have a points scheme to for the avid shopper too. You can donate to charities send cash payments to friends on Paypal, honestly I just live it! Reviewed on: 19th April 2026

Fab Finance!

Great option for finance, so easy to make payments and great to have the pay in 3 option too. Thanks PayPal! Reviewed on: 19th April 2026

Excellent service from Paypal, always.

Excellent service from Paypal, always. Reviewed on: 19th April 2026

Easy to use, easy to manage.

Easy to use, easy to manage, clear information regarding payments and all round convenient. Reviewed on: 19th April 2026

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