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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145542 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145542)

10/10 service and offers

Customer services excellant and friendly. The debit card with cashback is one of the best things paypal have come up with. Reviewed on: 15th June 2026

Only good experience!

Only good experience! I can’t fault PayPal for anything! Reviewed on: 15th June 2026

Great !!!

Great, I would recomend to anyone Reviewed on: 15th June 2026

Reliable Credit Option for Everyday Purchases

I’ve had a very positive experience with PayPal Credit over 12 years .The application process is straightforward, and having the option to spread payments over time has been very helpful for managing larger purchases.The account is easy to use through PayPal, payments are simple to track, and customer service is responsive whenever I’ve needed assistance.The promotional financing offers can provide real value when used responsibly. Overall, it’s a convenient and reliable credit option for my online shopping needs. Reviewed on: 15th June 2026

Ive been using PayPal credit for sometime now and Im...

Ive been using PayPal credit for sometime now and Im really happy using it. I love that id you spend over £100 you get longer to pay without interest charges. Reviewed on: 15th June 2026

Paypalisous

Never had a problem with anything...quick to pay and secure Reviewed on: 15th June 2026

PayPal Credit has got me out of a pickle.

PayPal Credit has got me out of a pickle on more than one occasion.It’s my crutch,but when I have the money to pay it off quicker I always do. Reviewed on: 15th June 2026

Good service and quick to respond

Good service and quick to respond Reviewed on: 15th June 2026

Very useful alternative to a classic credit card.

Very useful alternative to a classic credit card. Has been very helpful for our house move with the 0% interest Reviewed on: 15th June 2026

My name is ELENA, I have a very pleasant experience...

My name is ELENA, I have a very pleasant experience with PayPal for about 3 years. Reviewed on: 15th June 2026

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