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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 81,489 reviews, last reviewed 22nd Apr 2026
2831800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am a loyal customer from Paypal. I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is goi... Read more Reviewed on: 22nd April 2026
Alexander C's avatar
Alexander C

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81489)

great offers

5
East set up, great offers on interst rates, interst free for 4 months gives adequate time to make payments. Overall a great card to have in my wallet Reviewed on: 18th April 2026
TonyC's avatar
TonyC

PayPal thank

5
Paypal credit help you spread the cost Reviewed on: 18th April 2026
Bradley Hogg 's avatar
Bradley Hogg

No comment.

4
No comment. I’ve only just started using Reviewed on: 18th April 2026
Jason P's avatar
Jason P

good in all

5
yes they all good for wark and recmend my famly and frends Reviewed on: 18th April 2026
stella g's avatar
stella g

Easy to use and keep up with my spendibg

4
Easy to use and keep up with my spendibg Reviewed on: 18th April 2026
Martin l's avatar
Martin l

Very easy and very convenient to use ,never had any...

5
Very easy and very convenient to use ,never had any issues. Reviewed on: 18th April 2026
Kathy M's avatar
Kathy M

PayPal credit is a useful tool for my eBay business...

5
PayPal credit is a useful tool for my eBay business which enables me to buy stock instantly and pay the balance at a convenient time. Reviewed on: 18th April 2026
Darren Claxton's avatar
Darren Claxton

Allows interest free payments on a wide range of ite...

5
Allows interest free payments on a wide range of items from big household purchases to holidays and I feel more in control because I do not have a physical credit card to use. Reviewed on: 18th April 2026
Mary's avatar
Mary

Great service

5
Easy to use. Great options available Reviewed on: 18th April 2026
MISS K's avatar
MISS K

Banks compared with PayPal

5
Very good from credit to banks difference Reviewed on: 18th April 2026
SRU ERU's avatar
SRU ERU

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