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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service, app very easy to navigate

5
Great service, app very easy to navigate Reviewed on: 14th July 2026

Easy to use.

5
Easy to use.peace of mind knowing the purchase can be on interest free for a certain period if needed. Worth having Reviewed on: 14th July 2026

greeat service

5
always there and useful great service Reviewed on: 14th July 2026

The new digital card makes a big difference!

5
The new digital card makes a big difference! I love it Reviewed on: 14th July 2026

My go-to online shopping payment method.

4
My go-to online shopping payment method. Reviewed on: 14th July 2026

Never had an issue that couldn't be solved

5
Never had an issue that couldn't be solved Reviewed on: 14th July 2026

I'm having good experience with PayPal Credit.

4
I'm having good experience with PayPal Credit. Good options 0% interest for 4 months when it comes to the large amounts Reviewed on: 14th July 2026

Really well organised, easy to use , helpful.

5
Really well organised, easy to use , helpful. Reviewed on: 14th July 2026

The perfect system for payment!

5
Always fine them very helpful if I have queries and the system is so easy to use. I use it all the time! Reviewed on: 14th July 2026

PayPal and their Customer Service!

5
I use PayPal quite a lot to make payments and one time I had an issue with someone I made a payment to. a business to be clearer, and they helped me dispute and get my money back. 10/10 from customer service team! Reviewed on: 14th July 2026

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