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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144235 reviews)

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4.73

Based on 144,235 reviews, last reviewed 21st Jun 2026

4293900% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always prefer to use PayPal because it’s quick, ea... I always prefer to use PayPal because it’s quick, easy and secure. The statements are use to read and the app is great to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144235)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple, convenient and helpful.

Very easy to use the app to stay on top of payments, good range of options for paying over varying time frames, good protection for buying online, very convenient & simple to set up, good protection for buying online. Reviewed on: 13th June 2026

Excellent service and very quick

Excellent service and very quick Reviewed on: 13th June 2026

It's been a fantastic way to pay for bigger purchase...

It's been a fantastic way to pay for bigger purchases in a manageable way. Like our trip to Disneyland. Reviewed on: 13th June 2026

PayPal has always been a fast and secure service for...

PayPal has always been a fast and secure service for me, knowing that my purchases and money are secure when shopping online is priority for me, and PayPal offer this and more, and on the rare occasion I've needed their help, the customer service team have been swift and helpful. Reviewed on: 13th June 2026

No issues everhrbknf sorted in good time helpful hap...

No issues everhrbknf sorted in good time helpful happy start Reviewed on: 13th June 2026

Easy to acces, clear communication on payment dates...

Easy to acces, clear communication on payment dates and interest rates. Reviewed on: 13th June 2026

Amazing experience with every purchase

Amazing experience with every purchase Reviewed on: 13th June 2026

Overall I'm happy

Overall I'm happy with my PayPal Credit account. I've had the account for several years and never had any problems. Reviewed on: 13th June 2026

Protected purchases & I can pay with PayPal credit

I like that my purchases are protected by PayPal and I love that I can use PayPal credit it’s really very helpful Reviewed on: 13th June 2026

Love it makes managing finances easier

Love it, makes everyday spending easier, ive already paid off things I wouldn't have been able to buy outright Reviewed on: 13th June 2026

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