Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144084 reviews)

View other PayPal products

4.73

Based on 144,084 reviews, last reviewed 21st Jun 2026

4287000% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had any issues with payment Never had any issues with payment Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144084)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

An easy and fair credit system.

PayPal credit is a great and easily accessible service for both online and in person purchases. Highstreet banks will often force you to jump through many unnecessary hoops to qualify for a credit card with them but PayPal uses a much fairer and more respectful system. Reviewed on: 13th June 2026

PayPal credit easy for online...

I use PayPal credit as an easy way of keeping online purchases in one place and take advantage of special offers Reviewed on: 13th June 2026

Great credit provider, clear interest rates and exce...

Great credit provider, clear interest rates and excellent 4 months interest free options. Good app easy to use and understand. Reviewed on: 13th June 2026

A GREAT! Website

I Feel safe using PayPal when making Transactions. Reviewed on: 13th June 2026

Just started with it but happy so far

Just started with it but happy so far Reviewed on: 13th June 2026

I was always given the right information on point an...

I was always given the right information on point and resolved my issues promptly and professionally and listened to my queries patiently. Reviewed on: 13th June 2026

Fast and easy to organise shopping with credit

Fast and easy to organise shopping with credit Reviewed on: 13th June 2026

When I first got an account with PayPal there were a...

When I first got an account with PayPal there were a limited amount of places where you could use PayPal to purchase items, however over time the choice of participating places has grown allowing the company’s account holders much more freedom of choice. Reviewed on: 13th June 2026

PayPal credit is my top pick

PayPal credit is really great. Simple to use and to see clearly whats going on. Love that I can use it at checkout most places online. Best feature is the 0% interest pay over four months which is amazing if I need more flexibility. Reviewed on: 13th June 2026

Using for a long time

I have used paypal credit for a long time. It is a great help to make payment in smaller chunks and make things affordable. I usually use it for bigger purchase but also used it for under £100 items when money issues or trust is low on selling company. Reviewed on: 13th June 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub