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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89084 reviews)

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4.90

Based on 89,084 reviews, last reviewed 29th Apr 2026

1766500% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Like the pay in 3 flexibility and the 4 months inter... Like the pay in 3 flexibility and the 4 months interest free credit for larger purchases. Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89084)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay pal is convenient and reliable to use really lik...

Pay pal is convenient and reliable to use really like it Reviewed on: 23rd April 2026

Good service for spending money and credit free

Good service for spending money and credit free Reviewed on: 23rd April 2026

Easy and very comfortable to use

Easy and very comfortable to use Reviewed on: 23rd April 2026

App is so easy to navigate and uptodate all the time.

App is so easy to navigate and uptodate all the time. Reviewed on: 23rd April 2026

Great I love them, they are so simple to use

Great I love them, they are so simple to use Reviewed on: 23rd April 2026

PayPal Credit has been a great way for me to buy ite...

PayPal Credit has been a great way for me to buy items and services that I can spread over a short time where I know I will have the funds to cover the payment but it gives me a little space to mange other immediate payments I need to cover. I have been going through a divorce and in order to become financially independent this has been very helpful to help me to work out how to prioritise my income. Reviewed on: 23rd April 2026

Flexibility and Ease

It's fit brilliant features like pay in 3 and 4 months interest free. Reviewed on: 23rd April 2026

The opportunity to spread the cost is appreciated.

The opportunity to spread the cost is appreciated. Papal is a reliable platform for money management and I feel safe to use it on a daily basis while learning about new ways to utilise my finances. Paypal make it easier to keep track of my spending which is great news for me. Reviewed on: 23rd April 2026

Just great experience and great feedback

Just great experience and great feedback Reviewed on: 23rd April 2026

Customer service is great

Customer service is great, service is reliable, always handy to have my account if ever needed. Reviewed on: 23rd April 2026

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