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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89412 reviews)

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4.90

Based on 89,412 reviews, last reviewed 29th Apr 2026

1781650% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent services. Excellent services received so far. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89412)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe, efficient, professional and pleasant

Safe, efficient, professional and pleasant Reviewed on: 23rd April 2026

It's so easy to use.

It's so easy to use. I Like that I can use it for different purchases. It's definitely allowed me to choose from without having to spend too much money, and I'm never out of off pocket. Thank you. I really appreciate. Reviewed on: 23rd April 2026

The funds great but customer service hit and miss...

The availability of funds is great but when contacting customer service it’s hit and miss in terms of agents being knowledgeable or finding a solution. Reviewed on: 23rd April 2026

Easy to use and handy to spread the cost

Easy to use and handy to spread the cost Reviewed on: 23rd April 2026

Excellent

Excellent service and customer service all through Reviewed on: 23rd April 2026

Really easy to use as no hassle to check and...

Really easy to use as no hassle to check and pay Reviewed on: 23rd April 2026

Always a great service

Never had any issues making payments through paypal Reviewed on: 23rd April 2026

I have used PayPal since the 90s...

I have used PayPal since the 90s & I use it even more today I wouldn't mange without it Reviewed on: 23rd April 2026

Pay in 3

Never had a problem with PayPal Sometimes I can't get the pay in 3 even though I have never missed a payment Reviewed on: 23rd April 2026

Xx great service from PayPal, thank you

Xx great service from PayPal, thank you Reviewed on: 23rd April 2026

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