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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143381 reviews)

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4.73

Based on 143,381 reviews, last reviewed 20th Jun 2026

4254950% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I always look for PayPal for purchases, for the pro... I always look for PayPal for purchases, for the protection it gives. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143381)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit so helpful.

Was able to spread the cost of a higher value purchase over 5 months before needing to pay. Helped immensely as would have struggled to make the purchase in one go. Just had to be mindful that interest would be incurred when the 5 months was up. Reviewed on: 12th June 2026

Great way of purchasing larger items paying over set...

Great way of purchasing larger items paying over set period with no interest Reviewed on: 12th June 2026

Highly recommended financial institution

Always helpful customer service, value for money and easy to access. Reviewed on: 12th June 2026

Excellent services

You provide Excellent service to everyone Reviewed on: 12th June 2026

Years of great experience

I have used PayPal Credit for years, long before Pay in 3 and before PayPal introduced its credit card. The service has always been reliable, easy to use, and transparent. Fees and repayment terms have been clear, and I have never experienced any issues. Overall, a brilliant service that has worked exactly as expected for many years. Reviewed on: 12th June 2026

I am finding this platform very useful

I am finding this platform very useful Reviewed on: 12th June 2026

Amazing service and secure platform

Recently ive been offered a credit card been using it its fast and secure as paypal is always. The daily points system is crazy Reviewed on: 12th June 2026

never had a problem with pay in three options, state...

never had a problem with pay in three options, statements always up to date, communication very good, overall quality experience Reviewed on: 12th June 2026

Always useful to use makes it easier to pay people r...

Always useful to use makes it easier to pay people regularly. Always feel safer using it Reviewed on: 12th June 2026

Absolutely fantastic.

Absolutely fantastic. Can recommend it to everyone. So easy to use, and the ohysical card is phenomenal! Reviewed on: 12th June 2026

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