Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 90,092 reviews, last reviewed 30th Apr 2026
1813450% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love PayPal credit it’s always there if and when I... I love PayPal credit it’s always there if and when I need a little extra money that I don’t really have at that time but I know I can rely on it and p... Read more Reviewed on: 30th April 2026
Jacqueline 's avatar
Jacqueline

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great PayPal

5
Good customer service and great way to pay over time Reviewed on: 24th April 2026

Safe & Secure!

5
Easy to use, easy to get issues resolved and most importantly, it’s the safest way to buy using PayPal! Reviewed on: 24th April 2026

PayPal experience

5
I always used PayPal for my online transactions for security and pace of mind. Reviewed on: 24th April 2026

Really love how easy it is to use.

5
Really love how easy it is to use. Have it linked to my gpay wallet and its ready when needed Reviewed on: 24th April 2026

PayPal is a great Service

5
A great service which I have used many times. Especially when you hit with unexpected things like car repairs. Reviewed on: 24th April 2026

Useful when you are wanting to spread some cost.

5
Useful when you are wanting to spread some cost. Reviewed on: 24th April 2026

Brilliant app

5
The PayPal app makes everything so streamlined and easy to use. Reviewed on: 24th April 2026

I’ve been using PayPal as a payment method payments...

5
I’ve been using PayPal as a payment method payments for a few years now. I recently got the PayPal credit card because of the benefits and the rewards it offers. Absolutely amazing. Reviewed on: 24th April 2026

Very easy to use, and their customer service is high...

5
Very easy to use, and their customer service is highly responsive. Reviewed on: 24th April 2026

Good service, always polite.

5
Good service, always polite. Low interest Reviewed on: 24th April 2026