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PayPal: PayPal Credit reviews

4.73
Based on 143,335 reviews, last reviewed 20th Jun 2026
4252950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always worked well for me. Always worked well for me. Easy to use. Easy to pay and recieve with Reviewed on: 20th June 2026
TJ's avatar
TJ

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143336)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

What's not to like??

5
Easy to use, clear terms and conditions, great for spreading cost of expensive items over 4 months without paying any interest! Reviewed on: 12th June 2026

Easy to use and super convenient

5
Easy to use and super convenient Reviewed on: 12th June 2026

Paypal makes payments online easier and secure.

5
Paypal makes payments online easier and secure. If two sites offered the same product/service, and one offers paypal payments and the other doesn't, I always choose the one supporting paypal. Reviewed on: 12th June 2026

I love the pay in 4, especially for bigger purchases...

5
I love the pay in 4, especially for bigger purchases that are a suprise Reviewed on: 12th June 2026

PayPal is always quick and secure to make payments.

5
PayPal is always quick and secure to make payments. Reviewed on: 12th June 2026

Good Service.

4
Have helped to retrieve money from fraudulent retailer. Reviewed on: 12th June 2026

Easy to use and multiple options available to use

5
Easy to use and multiple options available to use Reviewed on: 12th June 2026

Pleased with

5
Nice and easy process recommended Reviewed on: 12th June 2026

Had issues before with payments and they are sorted...

5
Had issues before with payments and they are sorted quickly and efficiently Reviewed on: 12th June 2026

Its easy to use and has helped me feed my...

5
Its easy to use and has helped me feed my family Reviewed on: 12th June 2026