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PayPal: PayPal Credit reviews

4.91
Based on 90,121 reviews, last reviewed 30th Apr 2026
1814800% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast reliable payment, accepted at a lot of places Fast reliable payment, accepted at a lot of places Reviewed on: 30th April 2026
David C's avatar
David C

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90121)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is so easy to use/navigate.

5
PayPal is so easy to use/navigate. It’s always my first choice of payment when shopping online. Any problems/issues and they’re on hand to help out. Really can’t say enough 5 star from me Reviewed on: 24th April 2026

Manage your money

5
The pay in 3 and interest free credit is great as long as you stay on top of it and manage your money Reviewed on: 24th April 2026

good service with interest free options

5
good service with interest free options Reviewed on: 24th April 2026

Safer way to pay.

5
Safer way to pay. Great customer services. Reviewed on: 24th April 2026

It's an excellent service and everyone is very kind...

5
It's an excellent service and everyone is very kind when you need help. Reviewed on: 24th April 2026

A Trustworthy Company

5
I feel safe carrying out transactions through PayPal, I have used PayPal for a long time now and find it a very good tool to have, the fact I can spread my purchases out over different periods makes life a lot easier A Trust worthy Reviewed on: 24th April 2026

Pay Pal Number 1 online payment service

5
I have used PayPal for over 20 years since I started shopping on eBay it’s my 1st choice for online buying Reviewed on: 24th April 2026

Good credit offer.

5
Good credit offer. Always the best Reviewed on: 24th April 2026

Smartest

5
Very good to use very smart. Can do better for example asking for increase credit Reviewed on: 24th April 2026

Great PayPal

5
Good customer service and great way to pay over time Reviewed on: 24th April 2026