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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143257 reviews)

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4.73

Based on 143,257 reviews, last reviewed 20th Jun 2026

4249400% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Elsa baby Customer service advisors are very helpful Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143257)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

All the service is good all the time

All the service is good all the time Reviewed on: 12th June 2026

Paypal is very efficient to use and always reliable.

Paypal is very efficient to use and always reliable. Reviewed on: 12th June 2026

It’s easy to use

It’s easy to use and most places accept PayPal. Reviewed on: 12th June 2026

I use PayPal for all the orders online and often use...

I use PayPal for all the orders online and often use PayPal credit or pay in 3 options for bigger purchases. I love it and its the only credit provider I use Reviewed on: 12th June 2026

Will always use PayPal Pay in 3 when off

Anytime it is offered I will use PayPal Pay in 3...I really like being able to spread the payments over 3 months. Reviewed on: 12th June 2026

Reliability

I know I can rely on Paypal at any given time. The fact that they offer a "Pay in 3" option is incredible and extremely useful in these difficult financial times. They have never let me down and long may it remain that way. Thanks PP Reviewed on: 12th June 2026

Enjoying Paypal.

Enjoying Paypal. Absolutely no regret since using Paypal Reviewed on: 12th June 2026

It was quick and easy and reward points as well

It was quick and easy and reward points as well Reviewed on: 12th June 2026

PayPal credit is wonderful

I've been with PayPal for many years and the PayPal credit feature was a major plus. I enjoy having the option to pay for purchases over a short period of time. Reviewed on: 12th June 2026

I've always found PayPal to be easy to use and cle...

I've always found PayPal to be easy to use and clear about charges Reviewed on: 12th June 2026

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