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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90475 reviews)

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4.91

Based on 90,475 reviews, last reviewed 30th Apr 2026

1831300% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best experience each time great customer service Best experience each time great customer service Reviewed on: 30th April 2026

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90475)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always trust PayPal.

Always trust PayPal. Love pay in 3 feature Reviewed on: 24th April 2026

Paypal gives me a high level of security in my trans...

Paypal gives me a high level of security in my transactions. I have never has an unfair resolution in my complaints. Infacts if some merchant dont have PayPal as a payment option I most likely won't buy from thag merchant. Paypal Customer Service is top notch. I always recommend PayPal to my Family and friends Reviewed on: 24th April 2026

Excellent service

PayPal Credit is an excellent provider for flexible online financing. It offers a smooth and fast checkout experience, making it easy to spread the cost of purchases. The platform is user-friendly, reliable, and provides helpful promotional offers, making it a great choice for convenient and secure payments. Reviewed on: 24th April 2026

Great Customer service

Never have any issues with them. Recently they dealt with a problem I had with a bill that had been taken and they just dealt with it, this was great at a stressful time. Use them all the time. Reviewed on: 24th April 2026

My preferred way to pay online

Always feels safe to use and customer service is always excellent Its my preferred way to pay online Reviewed on: 24th April 2026

So far so good.

So far so good. Everything's been exceptional. I would give 10/10 if I'm allowed to pay off my statement balance in on go instead of waitibg for a day after the payment for that to reflect on my end. Reviewed on: 24th April 2026

Great service, good value.

Great service, good value. PayPal improved compared to other Reviewed on: 24th April 2026

I have found PayPal easy to use and manage with the...

I have found PayPal easy to use and manage with the app. Reviewed on: 24th April 2026

The cost busters

It has provided me with a useful and helpful cost of living buffer. Reviewed on: 24th April 2026

Never had any problems and it would always be sorted...

Never had any problems and it would always be sorted if there was any major issues Reviewed on: 24th April 2026

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