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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142994 reviews)

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4.73

Based on 142,994 reviews, last reviewed 19th Jun 2026

4237300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good so far thank you, haven’t had any issues All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142994)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Long Time Customer - very happy

I’ve been using PayPal for years and have always found it reliable, secure, and easy to use. Sending and receiving payments is straightforward, and buyer protection gives extra peace of mind when shopping online. A great service that makes managing payments simple and convenient. Reviewed on: 12th June 2026

Quick and convenient

Very convenient to access different funding mechanisms based on spending amounts Reviewed on: 12th June 2026

Online purchase with confidence

It was extremely easy to pay for my online purchase with Pay Pal. Reviewed on: 12th June 2026

Easy to make simple payments, transfer money and sen...

Easy to make simple payments, transfer money and send money to friends or for purchases through companies like ebay which I regularly use. Reviewed on: 12th June 2026

Good service and good pay options

Everytime I’ve had an issue they have been good to solve and they give you multiple ways to pay for things, commmunication is also great easily able to get a hold of them if you need to. I have used paypal for years and would recommend and I feel safe buying things online using PayPal Reviewed on: 12th June 2026

I use this from time to time to spread the cost of a...

I use this from time to time to spread the cost of a higher value item over 3 months. Reviewed on: 12th June 2026

You are here for me whenever I need

You are here for me whenever I need Reviewed on: 12th June 2026

Very easy to use no hidden fee's great customer serv...

Very easy to use no hidden fee's great customer service Reviewed on: 12th June 2026

Using paypal credit

I use paypal credit to spresd the cost over a few months Reviewed on: 12th June 2026

It's very easy to use.

It's very easy to use. All are clearly explained. I use PayPal credit very often as it helps control my finances Reviewed on: 12th June 2026

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