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PayPal: PayPal Credit reviews

4.90
Based on 85,693 reviews, last reviewed 26th Apr 2026
1609850% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

quick and easy use, small interest rate quick and easy use, small interest rate Reviewed on: 26th April 2026
Fendi's avatar
Fendi

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85693)

Always works well and very professional, never had a...

5
Always works well and very professional, never had any issues Reviewed on: 4th June 2024

Always good and easy to use.

5
Always good and easy to use. Helps purchase things I need before payday. Reviewed on: 4th June 2024

always an easy checkout with paypal credit, quick pr...

5
always an easy checkout with paypal credit, quick process and never any issues with selecting them at the checkout. Credit limit is generous and realistic to what I can afford. Communications e.g email reminders for payments are always spot on Reviewed on: 4th June 2024

Great interest free period

5
Easy to navigate , simple to use. Found the application easy to apply really helped spread the cost of some holiday flights over a brilliant 4 month interest free period. Reviewed on: 4th June 2024

Peace of mind on every transaction

5
Peace of mind on every transaction Reviewed on: 4th June 2024

Customer service needs to upgrade

5
Customer service needs to upgrade Reviewed on: 4th June 2024

Use PayPal credit and pay in 3 very easy and...

5
Use PayPal credit and pay in 3 very easy and reliable Reviewed on: 4th June 2024

Easy to use, clear, and fair terms.

5
Easy to use, clear, and fair terms. Reviewed on: 4th June 2024

Good experience high expectations

5
Good experience high expectations Reviewed on: 4th June 2024

I love using PayPal credit.

5
I love using PayPal credit. So eays to access and pay with easy tap is my phone. Reviewed on: 4th June 2024

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