Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85706 reviews)

View other PayPal products

4.90

Based on 85,706 reviews, last reviewed 26th Apr 2026

1610450% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very helpful resourceful easy to use and easy to mak... Very helpful resourceful easy to use and easy to make payments Reviewed on: 26th April 2026

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (85706)

Easy experience and great availability to shop acros...

Easy experience and great availability to shop across various platforms. Linking of payment options is also very easy. The security in approving the payment is also secure and user friendly. Reviewed on: 4th June 2024

Everything perfect.

Everything perfect. Happy with service Reviewed on: 4th June 2024

Safer way to transfer money as no one has access to...

Safer way to transfer money as no one has access to your bank details Reviewed on: 4th June 2024

Always works well and very professional, never had a...

Always works well and very professional, never had any issues Reviewed on: 4th June 2024

Always good and easy to use.

Always good and easy to use. Helps purchase things I need before payday. Reviewed on: 4th June 2024

always an easy checkout with paypal credit, quick pr...

always an easy checkout with paypal credit, quick process and never any issues with selecting them at the checkout. Credit limit is generous and realistic to what I can afford. Communications e.g email reminders for payments are always spot on Reviewed on: 4th June 2024

Great interest free period

Easy to navigate , simple to use. Found the application easy to apply really helped spread the cost of some holiday flights over a brilliant 4 month interest free period. Reviewed on: 4th June 2024

Peace of mind on every transaction

Peace of mind on every transaction Reviewed on: 4th June 2024

Customer service needs to upgrade

Customer service needs to upgrade Reviewed on: 4th June 2024

Use PayPal credit and pay in 3 very easy and...

Use PayPal credit and pay in 3 very easy and reliable Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.92 from 3686 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39234 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub