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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148265 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148265)

Been customer for over 15 years, always had excellen...

Been customer for over 15 years, always had excellent experience. Reviewed on: 21st April 2026

PayPal Credit has helped me through the toughest of...

PayPal Credit has helped me through the toughest of times and I’m grateful for the service that I’ve always been provided, it has been exceptional. Customer Service, The platform itself and the facilities, it’s been a joy to use PayPal, 10/10! Reviewed on: 21st April 2026

The best place to be

The best place to be and put your money Reviewed on: 21st April 2026

Seamlessly brillant

So easy, so quick so efficient. Just a few clicks and my dream purchase is ordered and I have time to repay without incurring interest charges.Perfect Reviewed on: 21st April 2026

Helpful and clear processes /info

Helpful and clear processes /info Reviewed on: 21st April 2026

Paypal are my only go to for all payments.

Paypal are my only go to for all payments. They provide efficiency and safety. Perfect for everday transactions. All payments are easy to make with no obstructions. They provide everything that is needed, why would i go anywhere else Reviewed on: 21st April 2026

Great experience with PayPal

Great experience with paypal. Very easy to use. Love to use PayPal credit to spread costs and you get 4 months of interest free which I can’t find elsewhere. Reviewed on: 21st April 2026

Amazing experience- PayPal is swift.

Amazing experience- PayPal is swift. Reviewed on: 21st April 2026

Very easy to use.

It so easy to use as more retailers are letting you use PayPal which makes it very easy to use. Reviewed on: 21st April 2026

Good service helpful polite good

Good service helpful polite good Reviewed on: 21st April 2026

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