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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148241)

PayPal first class

5
PayPal had always been the one to go to never let me down so easy to make payments and ease of use is great PayPal credit is also grest helps you pay for things and pay it of with ease with installments Reviewed on: 21st April 2026

I have always found PayPal to be an efficient way to...

5
I have always found PayPal to be an efficient way to pay for anything. I have never experienced any technical problems with their site and I feel confident in the safeguards that they have in place to protect my transactions and consumer rights. Reviewed on: 21st April 2026

Great no problem easy to use can use in all stores a...

5
Great no problem easy to use can use in all stores and online and manage payments online etc Reviewed on: 21st April 2026

Paypal is so safe and reliable.

5
Paypal is so safe and reliable. Love using the app and now gainingbpoints. Yay Reviewed on: 21st April 2026

I always use PayPal online.

5
I always use PayPal online. It is secure and if I have any issues they are resolved very professional Reviewed on: 21st April 2026

Quick, easy and trusted payment

5
Always quick, easy and trusted payment with affordable payment options when needed Reviewed on: 21st April 2026

Great customer service

4
Great customer experience when contacted, very helpful when needed assistance Reviewed on: 21st April 2026

It is very easy to purchases in easy instalments.

5
It is very easy to purchases in easy instalments. Reviewed on: 21st April 2026

Always an easy to use, comes in handy when you need...

5
Always an easy to use, comes in handy when you need to make your money stretch a little further. Good to know the assistance is there when needed Reviewed on: 21st April 2026

Good experience

5
I have never had a problem with PayPal. Easy to use and refunds are always punctual. Reviewed on: 21st April 2026

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