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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,726 reviews, last reviewed 26th Apr 2026
1611350% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal credit. Love PayPal credit.. lets me get things i really need. Reviewed on: 26th April 2026
Wendy S's avatar
Wendy S

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85726)

Simple and easy way to pay.

5
Simple and easy way to pay. With added protection and support if needed. Reviewed on: 4th June 2024
Luca A's avatar
Luca A

no interest on payments

5
I like Paypal credit as it offers no interest on payments over a longer period of time than other credit options offer, making it easier to manage Reviewed on: 4th June 2024
PrnsJ's avatar
PrnsJ

Flexible.

5
Flexible. Need a credit card like number to use where not accepted. Reviewed on: 4th June 2024
Oldie's avatar
Oldie

Easy to use

5
Easy app to use, easy to send money & enter emails. good for credit. Reviewed on: 4th June 2024
Toni 's avatar
Toni

An extremely intuitive app

5
An extremely intuitive app with only needing short and simple processes to manage your money and pay for goods and services: Reviewed on: 4th June 2024
CJClarke's avatar
CJClarke

It all started with an opportunity

5
I started my photography business Only by having this wonderful opportunity to buy my first professional gear on PayPal credit. I remember like it was today, my hands were shaking from clicking the "buy now" button on that £800 35 mm 1.4 lens but it started an avalanche that launched my today 100 weddings a year business! I couldn't have done without it. Reviewed on: 4th June 2024
Costa's avatar
Costa

I love PayPal credit because it gives me enough time...

5
I love PayPal credit because it gives me enough time to budget my repayment Reviewed on: 4th June 2024
Nora s's avatar
Nora s

Very easy to use &convenient with certain online shops

5
Very easy to use &convenient with certain online shops Reviewed on: 4th June 2024
Mohammed's avatar
Mohammed

10/10 customer service are always so helpful & polit...

5
10/10 customer service are always so helpful & polite, never had any issues with paypal Reviewed on: 4th June 2024
Janine r's avatar
Janine r

Brilliant service

5
Reliable and quick service will respond quickly and have had good results with problems Reviewed on: 4th June 2024
Joanne 's avatar
Joanne

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