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PayPal: PayPal Credit reviews

4.90
Based on 85,795 reviews, last reviewed 26th Apr 2026
1614550% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Lives All Paypal transactions are seamless & have the best payment plans , which are really flexible & varied , whilst being very affordable. Reviewed on: 26th April 2026
Magoo's avatar
Magoo

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85795)

I haven't had a bad experience plus very good provid...

5
I haven't had a bad experience plus very good providing a service on the phone when i had problems Reviewed on: 4th June 2024

I were happy to USe PayPal its helps to my...

5
I were happy to USe PayPal its helps to my many times Reviewed on: 4th June 2024

Good support

5
Very good experience ,good customers service, good quality service ,good support Reviewed on: 4th June 2024

PayPal is an excellent service for buying goods or s...

5
PayPal is an excellent service for buying goods or sending money. They also offer a credit account with an instalment option, brilliant customer support and a fantastic app! Reviewed on: 4th June 2024

Ok if you are money smart and sensible

4
Only apply if you can afford the minimum repayments Reviewed on: 4th June 2024

It's useful when you have other unexpected bills lik...

4
It's useful when you have other unexpected bills like vets or opticians, you can then use PayPal to get the other bits you need Reviewed on: 4th June 2024

Paypal is phenomenal!

5
Paypal is phenomenal! I highly recommend paypal credit along with pay in 3 as these abilities have helped me through the crisis of paying for expenses after the loss of my elder brother along with looking after my newborn daughter. The service is outstanding & Paypal should be utilised by all people from different walks of life. PayPal is for EVERYONE & simple to use! 10/10 Reviewed on: 4th June 2024

This service is by far the best in its market when i...

5
This service is by far the best in its market when it comes to convenience & efficiency in sending money around the world. It’s a life saver Reviewed on: 4th June 2024

I've never had an issue, the app is easy and simple...

5
I've never had an issue, the app is easy and simple to use. Reviewed on: 4th June 2024

Very simple, easy to use and safe

5
Very simple, easy to use and safe Reviewed on: 4th June 2024

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