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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148188 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148188)

Fantastic experience using PayPal credit

Great experience & offers like no interest for 4 months is great as well as pau in 3. It's helped me out so much and even when I've received an interest fee it's not been huge amount, I've recommended to family and friends. I also like that you can have a PayPal credit card to use online for places like Amazon as well as in store shops that accept MasterCard, brilliant. Reviewed on: 21st April 2026

I’ve used PayPal for many years.

I’ve used PayPal for many years. Gives a safe and hassle free way of paying for goods. Reviewed on: 21st April 2026

Very good rates .

Very good rates . Easy to use and very save Reviewed on: 21st April 2026

Ive enjoyed PayPal for many years as it is easy and...

Ive enjoyed PayPal for many years as it is easy and convenient to use. Reviewed on: 21st April 2026

Excellent service

I’ve had a great experience using PayPal. Their service is reliable, fast, and very easy to use. Transactions are processed smoothly, and I appreciate the strong security measures that give me peace of mind while sending or receiving payments. Customer support has also been helpful whenever I needed assistance. Overall, PayPal is a trustworthy platform that makes online payments simple and convenient. Reviewed on: 21st April 2026

Very good experience!

Very good experience! Thank you, Paypal! Reviewed on: 21st April 2026

Paypal plus is staple for every day use as it is eas...

Paypal plus is staple for every day use as it is easy and points great. Reviewed on: 21st April 2026

Paypal is fantastic!

Been with Paypal for many years ,love using the pay3monthly with no interest.I don’t have to worry about paying interest and I get great savings too .Paypal is fantastic! Reviewed on: 21st April 2026

Love the app, especially the pay in 3

Love the app, especially the pay in 3 Reviewed on: 21st April 2026

Easy to use

Easy to use and a good way to pay for things and not get into too much debt for longer periods of time Reviewed on: 21st April 2026

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