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PayPal: PayPal Credit reviews

4.90
Based on 85,914 reviews, last reviewed 26th Apr 2026
1620000% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good whole experience are good easy to use it Reviewed on: 26th April 2026
Rasti's avatar
Rasti

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85914)

I would say my experience with credit cards is prett...

5
I would say my experience with credit cards is pretty good, as much as you use your credit card your credit score increases and helps to avail so many benefits. Reviewed on: 4th June 2024

PayPal review

5
I had a problem with a dispute claim, it took a while to get sorted but it eventually did…I just thought PayPal would have more urgency for those who pay through goods and services…other than that I’ve been using PayPal to buy tcg cards. Reviewed on: 4th June 2024

Help on a rainy day

5
Good backup for when I’m short on funds Reviewed on: 4th June 2024

You are a nice and friendly company but you the extr...

5
You are a nice and friendly company but you the extra mile to help us Reviewed on: 4th June 2024

Reliable for purchasing

4
Used PayPal for buying things and had PayPal credit which is useful Reviewed on: 4th June 2024

I LOVE paypal !!

5
I have used PayPal for years and have never experienced a negative moment. I will continue to always use PayPal. Having PayPal credit has helped me and my family in times of need and I highly recommend it to others. Reviewed on: 4th June 2024

Never any problems , everything clear and easy

5
Never any problems , everything clear and easy Reviewed on: 4th June 2024

Very user friendly, fantastic customer service and s...

5
Very user friendly, fantastic customer service and safe payments. Reviewed on: 4th June 2024

It’s been pleasant and a great experience.

5
It’s been pleasant and a great experience. Made it easy for me to purchase items at my convenience Reviewed on: 4th June 2024

I always have a Seamless transaction every time I us...

5
I always have a Seamless transaction every time I use the service. Reviewed on: 4th June 2024

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