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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148158 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148158)

It's easy fast and just great to use.

It's easy fast and just great to use. I am a big fan Reviewed on: 21st April 2026

Easy transaction, value for money and excellent cust...

Easy transaction, value for money and excellent customer service Reviewed on: 21st April 2026

Great service as always from Paypal.

Great service as always from Paypal. Reviewed on: 21st April 2026

good app performance.

good app performance. fast, clear, convenient Reviewed on: 21st April 2026

Very helpful.

Very helpful. The credit card is excellent as I can use my credit account anywhere Reviewed on: 21st April 2026

My gig buddy

Great way to get gig tickets as they are expensive Reviewed on: 21st April 2026

My PayPal credit card has been so useful to me...

My PayPal credit card has been so useful to me Reviewed on: 21st April 2026

One of the easiest ways to pay flexibly

It's one of the easiest ways to flexibly pay for things. There's at least the 3 months of 0% interest and they often have deals with partners for several years of payments at 0% plus you can still pay it off early if you choose to without penalty. All in all a great solution for credit purchasing. Reviewed on: 21st April 2026

I’ve always relied on PayPal for when I’m running lo...

I’ve always relied on PayPal for when I’m running low and never had no issues! Reviewed on: 21st April 2026

Easy and quick payments.

Easy and quick payments. Letting you know when dispatched and when out for delivery with time slot. Reviewed on: 21st April 2026

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