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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,017 reviews, last reviewed 26th Apr 2026
1624700% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Simple checkout, helpful credit option I’ve been using PayPal Credit for a while and it’s been convenient for spreading the cost of larger purchases. The application process was straightfor... Read more Reviewed on: 26th April 2026
Khads's avatar
Khads

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86017)

Good service and value for credit

5
Good service and value for credit Reviewed on: 4th June 2024
amar's avatar
amar

Super simply and good value application

5
Super simply and good value application Reviewed on: 4th June 2024
Robert K's avatar
Robert K

AMAZING service

5
direct debits made easy, decent amount of credit allowed, notifies when next payment due, all round excellent! Reviewed on: 4th June 2024
Misha G's avatar
Misha G

Good customer support and value for with low rates

5
Good customer support and value for with low rates Reviewed on: 4th June 2024
Daniel M's avatar
Daniel M

Great all round

5
Easy to use. Great credit service. Reasonable credit limits. So many uses and great protection Reviewed on: 4th June 2024
Alexandra M's avatar
Alexandra M

I love it

5
I love it.. I am purchasing my most of my goods with PayPal Reviewed on: 4th June 2024
Sadik Sadikel 's avatar
Sadik Sadikel

Easy to use. Safe

5
Easy to use. Always there when I need to make a safe purchase Reviewed on: 4th June 2024
Cosmina's avatar
Cosmina

Convenient way to purchase any items

5
Easy to use, no fees if you pay during 3 months, it is convenient to manage your money Reviewed on: 4th June 2024
Serg's avatar
Serg

Ok, didn’t need customer service

5
Ok, didn’t need customer service Reviewed on: 4th June 2024
Kuba's avatar
Kuba

Never had an issue with PayPal.

5
Never had an issue with PayPal. Always helpful customer support and great security Reviewed on: 4th June 2024
Dan C's avatar
Dan C

Review PayPal: PayPal Credit now

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