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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148133 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148134)

It was great.

It was great. Easy to use. O have been using PayPal for 1 year now and it help me a lot Reviewed on: 21st April 2026

Never had issues, but when I did customer service wa...

Never had issues, but when I did customer service was very helpful and sorted my problem in little to no time. Reviewed on: 21st April 2026

Convenient to use and makes crypto accessible which...

Convenient to use and makes crypto accessible which I like very much, also like the insurance of using paypal to pay for things. Reviewed on: 21st April 2026

Easy transaction and excellent customer service.

Easy transaction and excellent customer service. Reviewed on: 21st April 2026

Paypal review

I’ve been using PayPal for sometime now and I enjoy using it. It helps me to pay for those end of month necessities before pay day. Reviewed on: 21st April 2026

Very good and safe for shopping

Very good and safe for shopping, as well money transfer Reviewed on: 21st April 2026

Good credit card

Easy to use setup was easy and very good Reviewed on: 21st April 2026

Paypal credit was working great until

Paypal credit was working great until, for some reason it didn't take a payment. Then tried to charge me £12. I will no longer use it unless I become desperate.. I've never ever missed paying off the balance before and to be acused of missing this one has upset me. Reviewed on: 21st April 2026

Very good experience with PayPal so easy to use and...

Very good experience with PayPal so easy to use and always as expected Reviewed on: 21st April 2026

Easy payments

Paypal is easy to use and great for making safe payments. Reviewed on: 21st April 2026

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