Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,105 reviews, last reviewed 26th Apr 2026
1628800% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

2026 Review Always reliable and customer service is perfect Reviewed on: 26th April 2026
Scott CD's avatar
Scott CD

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86105)

The only thing i would change is when you make a pay...

4
The only thing i would change is when you make a payment takes few days to show in ya bank Reviewed on: 4th June 2024
David h's avatar
David h

Easy to Manage

5
It's handy to have, especially the Pay in 3. Easy to manage. Good amount of credit offered also. Reviewed on: 4th June 2024
Jo P's avatar
Jo P

Easy to check balance and buy goods online

5
Easy to check balance and buy goods online Reviewed on: 4th June 2024
Heather W's avatar
Heather W

Like the fact I can send money easily and hassle free.

5
Like the fact I can send money easily and hassle free.. Reviewed on: 4th June 2024
Sean R's avatar
Sean R

Spend safely with PayPal credit

5
I had a number of invites to access, PayPal credit, I finally decided to sign up, and it was a great choice. PayPal credit was easy to apply for and it's been easy to use, I have it linked to my curve account so I can use this in shops as well as online purchases, it's easy to pay off my balance and check what I have spent easily. PayPal credit has opened up a world of possibilities, I would recommend this service to friends and family members Reviewed on: 4th June 2024
Sophia P's avatar
Sophia P

Great and easy to use.

5
Great and easy to use. Safe and helps peace of mind. Reviewed on: 4th June 2024
Mike I's avatar
Mike I

So useful before payday

5
Makes things so much easier to purchase when funds are not instantly available. I would have missed out on sale prices without PayPal credit Reviewed on: 4th June 2024
Lyn E's avatar
Lyn E

Reliable, fair and timely.

5
Reliable, fair and timely. I have been updated accordingly and have been a loyal customer for years. Thank you for the service. Reviewed on: 4th June 2024
Ralph JP's avatar
Ralph JP

Easy to use and accepted almost everywhere online

5
Easy to use and accepted almost everywhere online Reviewed on: 4th June 2024
Jeff J's avatar
Jeff J

Paying by PayPal is the easiest way for me to manage...

5
Paying by PayPal is the easiest way for me to manage my spendings. Also, I feel protected for every transaction I make. Reviewed on: 4th June 2024
Toti's avatar
Toti

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill