Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148108 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148109)

Never any issues, highly recommended

Never any issues, highly recommended Reviewed on: 21st April 2026

PayPal is so handy and convenient.

PayPal is such a handy and convenient way to pay for purchases. I use PayPal Pay in 3 and PayPal Credit as a convenient way to spread the cost of more expensive purchases. PayPal gives me great peace of mind. The various ways of paying of PayPal Credit is also very helpful Reviewed on: 21st April 2026

Very good service.

Very good service. Easy to use. Help center always friendly and helps. Reviewed on: 21st April 2026

paypal credit

always use paypal easy secure and simple Reviewed on: 21st April 2026

PayPal is very helpful when being a single parent an...

PayPal is very helpful when being a single parent and not always being able to afford things straight away. I havent had a bag experience Reviewed on: 21st April 2026

Easy way to pay online.

Easy way to pay online. I always feel my payments are secure. PayPal credit is a very useful credit card. Reviewed on: 21st April 2026

The new cards are convenient

The new cards have brought a new level of convenience with PayPal Reviewed on: 21st April 2026

Great experience Thank you lads!

Great experience Thank you lads!!!!!!!¡!!!!!!!! Reviewed on: 21st April 2026

Great excellent service straightforward

Great excellent service straightforward Reviewed on: 21st April 2026

Very good service, I love using Paypal

Very good service, I love using Paypal Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79273 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub