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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148075 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148079)

Helping spread cost

Great opportunity to spread cost over a longer period of time without paying interest Reviewed on: 21st April 2026

Handy for 0% interest rates.

Handy for 0% interest rates. Just make sure you pay before the rate runs out Reviewed on: 21st April 2026

Excellent very good

Excellent very good and safe method Reviewed on: 21st April 2026

Been a PayPal member since 2014.

Been a PayPal member since 2014. Never had any issues. Always there when I needed help and now with the credit card roll out it’s even better Reviewed on: 21st April 2026

Great service.

Great service. Easy to apply..Great customer service Reviewed on: 21st April 2026

UNIQUE AS YOU ARE

This is not just another financial tool — it’s a scalable, high-utility platform with real-world application across multiple use cases. It operates as both an intelligent assistant and a reliable financial partner, delivering consistency, control, and efficiency where it matters most. The product demonstrates strong fundamentals: adaptability, user-centric design, and practical functionality in both routine and high-pressure scenarios. It reduces friction, improves decision-making, and brings clarity to financial management. From an investor perspective, this is a solution with clear long-term potential — versatile, relevant, and positioned to become an essential part of everyday financial infrastructure. Reviewed on: 21st April 2026

Excellent service for transfer ease

Excellent service and so easy to move money Reviewed on: 21st April 2026

So far it was good to me.

So far it was good to me..I don't have bad experience so far.. Reviewed on: 21st April 2026

Easy to use & so handy!

Easy to use & so handy! It’s great to have different options to pay & the control with the app right at my fingertips. Reviewed on: 21st April 2026

Perfect app

Always working perfect for me, no issues Reviewed on: 21st April 2026

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