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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148035 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148035)

Absolutely brilliant excellent service

Absolutely brilliant excellent service Reviewed on: 21st April 2026

Quick and easy

Its quick and easy to set up and pay Reviewed on: 21st April 2026

I've used pay pal credit for a few years.

I've used pay pal credit for a few years. its a convenient way to pay for goods online. Reviewed on: 21st April 2026

Great secure payment service.

Great secure payment service. With the option of splitting payments or buy now pay later on more expensive items. Reviewed on: 21st April 2026

Always amazing be try helpful and safe to use

Always amazing be try helpful and safe to use Reviewed on: 21st April 2026

I like to pay pal credit, it’s giving me a lot of ha...

I like to pay pal credit, it’s giving me a lot of happiness Reviewed on: 21st April 2026

Flawless app and super easy user experience.

Flawless app and super easy user experience. Reviewed on: 21st April 2026

A useful tool

I find PayPal credit incredibly useful, easy to use and manage, an essential source for helping to manage my finances in today’s crazy world. Reviewed on: 21st April 2026

Easy to use, I recommend it.

Easy to use, I recommend it. Very helpful. Reviewed on: 21st April 2026

Used pay in 3 and PayPal credit , both excellent...

Used pay in 3 and PayPal credit , both excellent Reviewed on: 21st April 2026

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