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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,367 reviews, last reviewed 26th Apr 2026
1640600% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, easy to use, quick and secure. Very good, easy to use, quick and secure. Reviewed on: 26th April 2026
Cristina S's avatar
Cristina S

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86367)

Secure and safe transactions.

5
I use Paypal for security reasons , they give me the peace of mind to have them take care of my transactions and when things go wrong , and I’m not happy with a purchase they are there to sort it all out for me , to either get my money back or to have them in my corner to make the transaction go smoothly, and knowing full well that they have the power to get my money back if that’s the case, not only that they are a pleasure to communicate with a brilliant after-care service. Reviewed on: 5th June 2024
Darren M's avatar
Darren M

Offers great flexibility in terms of payment

5
Offers great flexibility in terms of payment Reviewed on: 5th June 2024
Eman's avatar
Eman

Convenient payments to make it easier.

5
Convenient payments to make it easier. Reviewed on: 5th June 2024
Philbert F's avatar
Philbert F

Needed to pay for an expensive trip, wasn’t prepare...

5
Needed to pay for an expensive trip, wasn’t prepared for that opportunity. PayPal credit was there. Reviewed on: 5th June 2024
Gianni U's avatar
Gianni U

Really useful service such as pay in 3 and excellent...

5
Really useful service such as pay in 3 and excellent for financial planning and management. Reviewed on: 5th June 2024
Alison mcclure's avatar
Alison mcclure

Great and Easy

5
It’s always very quick and easy to use Reviewed on: 5th June 2024
Umberto p's avatar
Umberto p

PayPal credit gave me an opportunity to buy most thi...

4
PayPal credit gave me an opportunity to buy most things I need that I could not have been able to pay cash for. Reviewed on: 5th June 2024
Anna Faal's avatar
Anna Faal

Paypal helps to pay by 3 if you need something but d...

5
Paypal helps to pay by 3 if you need something but dont have all the money for. Its also good to pay with ebay so fraud doesnt happen. Reviewed on: 5th June 2024
Laura C's avatar
Laura C

I love using paypal credit

5
I love using paypal credit because it safe easy to use and customer service is good Reviewed on: 5th June 2024
Andrea M's avatar
Andrea M

Excellent

5
I have been using paypal for 6+ years and have had a fantastic experience. The customer care are swift and able to resolve any concerns withing 24hrs. I can't complain about any negative feelings. Well done team paypal Reviewed on: 5th June 2024
Bukola Anthony's avatar
Bukola Anthony

Review PayPal: PayPal Credit now

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