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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,437 reviews, last reviewed 26th Apr 2026
1643900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and easy to use and straightforward Great service and easy to use and straightforward Reviewed on: 26th April 2026
Michael C's avatar
Michael C

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86437)

I find the PayPal credit option a gamechanger

5
I find the PayPal credit option a gamechanger for myself, as it allows me to make significant purchases that would usually cause my current account balance to drop below a desirable level. Reviewed on: 5th June 2024
M J SHAWMEISTER's avatar
M J SHAWMEISTER

Really easy to use good rates lots of options for ho...

5
Really easy to use good rates lots of options for how to repay. Would recommend and really good app Reviewed on: 5th June 2024
Antony 's avatar
Antony

Excellent services.

5
Excellent services. Never disappointed. Integrity and always ready to assist you. Reviewed on: 5th June 2024
IOU's avatar
IOU

Easy process

5
PayPal credit is straight forward and easy to apply for Reviewed on: 5th June 2024
TF 's avatar
TF

0% interest PayPal Credit

5
I often use the 0% interest PayPal Credit facility, spreading the payments over 4 months. This has helped out on larger items and makes sense, a clear easy way to spread the costs. Reviewed on: 5th June 2024
Ian G's avatar
Ian G

PayPal credit I found always very helpful to buy thi...

5
PayPal credit I found always very helpful to buy things on websites who have PayPal option,I have good experience with the customer service they always tried to help me as much they can and my credit limit is increased as I make payments on time Reviewed on: 5th June 2024
Kenneth 's avatar
Kenneth

Very convenient and easy to use.

5
Very convenient and easy to use. Payment in 3 installments is fantastic. Highly recommended. Customer support is second to none. They do a good job at putting your mind at ease when you have concerns about your account. Reviewed on: 5th June 2024
Karen M's avatar
Karen M

Every experience has been great, wonderful customer...

5
Every experience has been great, wonderful customer service and great protection if a sale goes wrong! Reviewed on: 5th June 2024
Theresa 's avatar
Theresa

Best PayPal service

5
Been using PayPal for a while..best finance ever Reviewed on: 5th June 2024
RG's avatar
RG

Fantastic

5
I had a very friendly experince I felt valued. Reviewed on: 5th June 2024
Michael B's avatar
Michael B

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