Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148008 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148009)

Excellent!

Excellent! Friendly and professional and dependable at all times. Reviewed on: 21st April 2026

Excellent service.

Excellent service. Communication is clear and concise, day to day running of the account is made simple. Reviewed on: 21st April 2026

Safe and easy shopping with PayPal credit

Always easy to use and you always feel safe using PayPal on all shopping platforms for that extra layer of protection. The autopay setting for minimum payments is also a life saver so you never forget a payment! Reviewed on: 21st April 2026

Good information online, reliable service

Good information online, reliable service Reviewed on: 21st April 2026

Used paypal for a number of years any issues with pu...

Used paypal for a number of years any issues with purchases or pay ments soon resolved. Various payments options some interest free as long as due date is met Reviewed on: 21st April 2026

PayPal is easy to use, understand and convenient

PayPal is easy to use, understand and convenient Reviewed on: 21st April 2026

Very helpful

Very helpful when mistakes were made, compensation was given without any problem. Low interest if any. Reviewed on: 21st April 2026

Credit where credit is due.

I like how PayPal credit allows you to split payments on a monthly basis interest-free, and I like how easy it is and that it's accepted on a lot of sites. Reviewed on: 21st April 2026

Excellent, appreciate the installments option as we...

Excellent, appreciate the installments option as well, easy to use Reviewed on: 21st April 2026

Very good experience, thanks to PayPal I was able to...

Very good experience, thanks to PayPal I was able to travel Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79199 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub