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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147977 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147977)

Always good .

Always good .. positive in everyway Reviewed on: 21st April 2026

A safe way to carry out transactions.

A safe way to carry out transactions. I have bought something from a craft shop and received no goods. Paypal sorted this out, and I got back all my money. Reviewed on: 21st April 2026

It's great!

It's great but I think the interest free duration should be longer. Reviewed on: 21st April 2026

I’ve been using PayPal for years and it’s simple to...

I’ve been using PayPal for years and it’s simple to use. You can purchase in 99% of retailers with ease. With the addition of pay in 3 and now being rewarded for your purchases every time you use PayPal credit to shop Reviewed on: 21st April 2026

Pay Pal a good pal

Easy to manage payment flexibility Reviewed on: 21st April 2026

I love the flexibility that Paypal gives me.

I love the flexibility that Paypal gives me and it has continued to improve year on year. it allows me to take full control and make decisions based on my situation. I use pay in 3 often but sometimes life gets in the way and I have to extend the payment using Paypal credit. Reviewed on: 21st April 2026

Very easy to use and has a lot of features...

Very easy to use and has a lot of features and support Reviewed on: 21st April 2026

Allowed me flexibility especially for large purchases.

Allowed me flexibility especially for large purchases. Easy to understand repayments and when promotional periods are ending. Reviewed on: 21st April 2026

PayPal credit have been excellent for our individual...

PayPal credit have been excellent for our individual needs easy to apply and keep control of Reviewed on: 21st April 2026

Non payment

Through PayPal 55 pounds was paid for an item not delivered. Refund was given but I have not received a penny. Reviewed on: 21st April 2026

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