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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,504 reviews, last reviewed 26th Apr 2026
1647150% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience as always. Very good experience as always. Very quick and hood Reviewed on: 26th April 2026
Jack L's avatar
Jack L

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86504)

Safest and fastest way to shop online

5
Safest and fastest way to shop online Reviewed on: 5th June 2024
Nerijus M's avatar
Nerijus M

Does everything to an excellent level.

4
Does everything to an excellent level. Reviewed on: 5th June 2024
Robert K's avatar
Robert K

It's easy to use both to borrow and repay

5
It's easy to use both to borrow and repay Reviewed on: 5th June 2024
Max T's avatar
Max T

Great service priovider

4
As a service that is an intermediary between businesses and my bank account is great. Provides security and options to pay over a longer period of time if required. Reviewed on: 5th June 2024
Princess Ruth's avatar
Princess Ruth

I have good experience with paypal credit.

5
I have good experience with paypal credit. Even when one of my payments didn't go through properly I was able to contact them and it was dealt quickly and they were so understanding. Anything I pay for, if they don't recognise the device I use, I am contacted before payments go through. Reviewed on: 5th June 2024
N N Lynch's avatar
N N Lynch

PayPal credit is excellent just like a credit ca...

5
PayPal credit is excellent just like a credit card can purchase items from various outlets Reviewed on: 5th June 2024
Billy UK Manchester Malek's avatar
Billy UK Manchester Malek

Good customer cservice and product

5
Good customer cservice and product Reviewed on: 5th June 2024
Ali V's avatar
Ali V

Simple and convenient

5
Extremely easy to use, to either to pay for things directly or use their credit option securely and also the curve card is perfect for using the credit option anywhere you can use a Mastercard. Reviewed on: 5th June 2024
Karen S's avatar
Karen S

Seriously good

5
Easy no fuss way of paying, account is easy to manage with flexible payments Reviewed on: 5th June 2024
Emily K's avatar
Emily K

Ease of use.

4
Ease of use. Repayment info could be easier to understand Reviewed on: 5th June 2024
Claire the hare's avatar
Claire the hare

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