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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147938 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147938)

Easy to use the site, no issues at all.

Easy to use the site, no issues at all. Highly recommended Reviewed on: 21st April 2026

Great & easy to use & monitor your spend &...

Great & easy to use & monitor your spend & repayments Reviewed on: 21st April 2026

Great customer service.

Great customer service. Nice PayPal point for transactions. Easy to use, safe option for online payments. Reviewed on: 21st April 2026

Always helpful when ever I need to talk to someone o...

Always helpful when ever I need to talk to someone on the phone Reviewed on: 21st April 2026

Excellent customer service.

Excellent customer service. Staff act promptly and efficiently with excellent professionalism Reviewed on: 21st April 2026

Best payment method

Great service. Always happy to checkout with PayPal for added security Reviewed on: 21st April 2026

Love the new PayPal debit card.

Love the new PayPal debit card. I use it all the time now. Stopped using my current account debit card. Reviewed on: 21st April 2026

Had an unforseen expense land with me.

Had an unforseen expense land with me. Looked no further and took out easy payment from PayPal. Simple, no hassle. Peace of mind regained. Reviewed on: 21st April 2026

Flexible payment terms allowed me spread payment ove...

Flexible payment terms allowed me spread payment over months Reviewed on: 21st April 2026

I wish the intrest rate on my account was a little l...

I wish the intrest rate on my account was a little lower, has crept up a bit latley. Reviewed on: 21st April 2026

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