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PayPal: PayPal Credit reviews

4.90
Based on 86,647 reviews, last reviewed 26th Apr 2026
1653900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safer using PayPal than giving my bank detail... I feel safer using PayPal than giving my bank details so I feel more protected. And the side of the world also as I’m always rushing whilst buying onl... Read more Reviewed on: 26th April 2026
Norma Urey's avatar
Norma Urey

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86647)

Always easy to use

5
Always easy to use and never had an issue in my many years as a customer the interest free option is a welcome boon in these difficult financial times for many of us Reviewed on: 5th June 2024

Reliable paypal

5
Always there at a click of a button, offering great deals, love the pay in 3 Reviewed on: 5th June 2024

It is Izzy to used.

5
It is Izzy to used.I m very happy with the app I can see how much I have to pay how much I can use. Reviewed on: 5th June 2024

Good service

4
Really useful way to pay for larger purchases. Love being able to pay in 4 without interest. Reviewed on: 5th June 2024

Good user experience

5
Good interaction with user friendly interface online and on the App. Reviewed on: 5th June 2024

Their Customer Service is always supportive, helpful...

5
Their Customer Service is always supportive, helpful and friendly. Reviewed on: 5th June 2024

i use paypal credit all the time...

5
i use paypal credit all the time, i get paid weekly so make payments every week & always pay the credit amount within the 3 months so as not to incur charges it's great Reviewed on: 5th June 2024

Very easy and helpful when stuck

5
Very easy and helpful when stuck Reviewed on: 5th June 2024

Best experiences in terms of loans.

5
Best experiences in terms of loans. Easy and quick Reviewed on: 5th June 2024

My only gripe is it seems to take longer for transac...

5
My only gripe is it seems to take longer for transactions to be done, but there is obviously a reason.I like PayPal because I find it secure and always keeps me informed Reviewed on: 5th June 2024

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