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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147906)

Paypal - Easy to use & very versatile

5
Easy to use & very versatile. Combined all my credit to Paypal and makes management simple. Reviewed on: 21st April 2026

My pal paypal

5
I always feel that when I use PayPal for payment I am safe,they also give good promotional rates Reviewed on: 21st April 2026

PayPal Credit is King

5
Made my life much easier with PayPal credit. Especially the new card payments Reviewed on: 21st April 2026

Great Financial Service

5
I had an issue with a vendor and PayPal teams have dealt with it brilliantly. Reviewed on: 21st April 2026

Excellent service fantastic rates.

5
Excellent service fantastic rates. . Reviewed on: 21st April 2026

Very quick, simple and easy to use.

5
Very quick, simple and easy to use. I use PayPal credit for clothing purchases and I use PayPal to run a lottery syndicate for my work; it's always easy, works really well and the money always moves very fast between accounts. Reviewed on: 21st April 2026

PayPal credit

5
Always found it easy to use and helpful customer service Reviewed on: 21st April 2026

It’s been great so far.

5
It’s been great so far. I’m really enjoying it. Reviewed on: 21st April 2026

App easy to use

5
Not used customer service so unable to mark correctly. Find the app is self explanatory Reviewed on: 21st April 2026

Quick easy and trustworthy without being screwed ove...

5
Quick easy and trustworthy without being screwed over with a load of interest aswell. Reviewed on: 21st April 2026

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