Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,695 reviews, last reviewed 27th Apr 2026
1656000% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good to use top notch service to use Good to use when transacting internationally Reviewed on: 27th April 2026
Nathaniel Kwesi Somuah's avatar
Nathaniel Kwesi Somuah

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86695)

Always on top, never had problems with them.

5
Always on top, never had problems with them. Reviewed on: 5th June 2024
Amir M's avatar
Amir M

Christmas present

5
Need a credit facility for a Christmas present and was able to get paypal credit. Reviewed on: 5th June 2024
Colwyn D's avatar
Colwyn D

It’s just easy and what more can you want!

5
It’s just easy and what more can you want! So many people now expect PayPal so it’s my first choice now. Reviewed on: 5th June 2024
Russell's avatar
Russell

Its not easy to understand how to make payments in 3...

3
Its not easy to understand how to make payments in 3 as the new feature just lunps all your debt together Reviewed on: 5th June 2024
Oreoluwa O's avatar
Oreoluwa O

4 month interest free

5
Its nice having the 4 month interest free for purchasing over £100 no one else does that. Reviewed on: 5th June 2024
HollyG's avatar
HollyG

Easy to use, and good 0% interest offers

5
Easy to use, and good 0% interest offers Reviewed on: 5th June 2024
Hayley 's avatar
Hayley

I use PayPal a lot and find it easy

5
I use PayPal a lot and find it easy Reviewed on: 5th June 2024
Sfjos's avatar
Sfjos

I love PayPal credit.

5
I love PayPal credit. Very easy to pay people securely and quickly. It is also a quick and easy way to pay for online orders. I get the opportunity whether I want to use my PayPal credit or not. Excellent service. Reviewed on: 5th June 2024
Rosey's avatar
Rosey

I have been with PayPal for years now and they have...

5
I have been with PayPal for years now and they have always been excellent to use. When having disputes they have dealt with them quickly and efficiently. I regularly use PayPal credit which is really great when I can spread out the cost of a large item. Their communication is great and always keep me up to date with all updates or issues. I love them and would not be without them now.well done Paypal. Reviewed on: 5th June 2024
Susan 's avatar
Susan

Using PayPay Credit Pay in 3 for tickets

5
I use PayPal credit for concert ticket and flight pay in 3 plans and it’s great. Auto direct debits so I don’t have to worry about it. Super convenient and I recommend to all my friends. Reviewed on: 5th June 2024
Isabel D's avatar
Isabel D

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill