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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147891)

Excellent customer service , easy to use App

5
Excellent customer service , easy to use App Reviewed on: 21st April 2026

Very easy and friendly.

5
Very easy and friendly. Professional and excellent service Reviewed on: 21st April 2026

PayPal's online integrity is faultless

5
PayPal's online availability is excellent and information is clear and concise. The Credit Card too is easily available to use. Their good security is reassuring. Reviewed on: 21st April 2026

I've used PayPal for over 10 years.

5
I've used PayPal for over 10 years. The customer service is excellent and the PayPal credit it very convenient and easy to use. Reviewed on: 21st April 2026

Great service love how easy it is to use.

5
Great service love how easy it is to use. My preferred method of payment whenever possible. Reviewed on: 21st April 2026

No interest.

5
No interest. Been buying products with credit and increased the borrowing Reviewed on: 21st April 2026

Clear and easy to manage.

5
Clear and easy to manage. Great points scheme. Reviewed on: 21st April 2026

Always a great experience when using PayPal

5
Always a great experience when using PayPal Reviewed on: 21st April 2026

I have never had any issues with PayPal

4
I have never had any issues with PayPal Reviewed on: 21st April 2026

Handy for buying concert tickets months ahead so you...

5
Handy for buying concert tickets months ahead so you can secure them when you don't have the money. Then you can pay them up in time before the show. Reviewed on: 21st April 2026

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