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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147886 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147886)

PayPal Experience

PayPal is a very good way to pay - You get points to spend on future purchases and can get interest free Credit. Reviewed on: 21st April 2026

Excellent Service, second to none.

Excellent Service, second to none. Reviewed on: 21st April 2026

Excellent for budgeting!

They offer interest free credit over 4 months which is superb to help with budgeting for bigger items. Reviewed on: 21st April 2026

I have been using PayPal for many years with minimal...

I have been using PayPal for many years with minimal issues, none of which were actually the fault of PayPal. The app is intuitive and easy to navigate and the terms are competitive. Also, the range of retailers available is excellent. Reviewed on: 21st April 2026

Great money track

Easy! Clear and great service! Recommended to everyone! No doubt! Reviewed on: 21st April 2026

Value for money !

Very simple and easy to use, everything explained easy Reviewed on: 21st April 2026

Very easy to use

Very easy to use, I like the flexibility Reviewed on: 21st April 2026

Good service easy and quick.

Good service easy and quick. You can use everywhere you want Reviewed on: 21st April 2026

PayPal as always been there for me never a problem f...

PayPal as always been there for me never a problem fast and easy service Reviewed on: 21st April 2026

Always so easy to use, low or no interest

Always so easy to use, low or no interest Reviewed on: 21st April 2026

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