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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147883 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147883)

Really good customer services team and the navigatio...

Really good customer services team and the navigation for the app is good Reviewed on: 21st April 2026

Great service

Great fast easy way to pay service. Reviewed on: 21st April 2026

Good service all round .

Good service all round . Easy to manage and navigate, good customer service. Reviewed on: 21st April 2026

PayPal has never let me down

I have been a PayPal customer for over 16 years and whenever there's an issue with a purchase they have always rectified it onetime with no stress on me. Reviewed on: 21st April 2026

Excellent service with PayPal credit.

Excellent service with PayPal credit. Never had any issues unlike other retailers. Interest rates are competitive as long as you manage your debt well. Reviewed on: 21st April 2026

Safety on my goods, great correspondence regarding a...

Safety on my goods, great correspondence regarding anything to do with my account. Everything is easy to follow with my account. On the rare time I had to use customer service I was extremely satisfied with the outcome. Reviewed on: 21st April 2026

Easy as!

Easy as! .... all very fair and doesnt feel like it's taking advantage of situations. Reviewed on: 21st April 2026

Easy use and provides good payment options

It makes all the paymets very easy and makes purchases more affordable. It is also very helpful in terms of international transactions. I use paypal for almost all of my purchases Reviewed on: 21st April 2026

Excellent Provider

Always use paypal credit as we get many offers and interest free options. Reviewed on: 21st April 2026

I always use it and it’s great service!

I always use it and it’s great service! Many occasions i need to buy something and pay later and it works fine for me. Reviewed on: 21st April 2026

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