Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 86,732 reviews, last reviewed 27th Apr 2026
1657650% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If I have any issues they treat me fair If I have any issues they treat me fair Reviewed on: 27th April 2026
Mrs C's avatar
Mrs C

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026
Mohammed A's avatar
Mohammed A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (86732)

Very sufficient and relevant, helps with purchases i...

5
Very sufficient and relevant, helps with purchases i cant afford in one go through monthly installments Reviewed on: 5th June 2024

Easy and Convenient to use

5
I use PayPal Credit regularly. It is is easy and convenient to manage Reviewed on: 5th June 2024

Simple to use to delay and spread large payments wit...

5
Simple to use to delay and spread large payments with no extra charge! Reviewed on: 5th June 2024

Excellent 0% offer available and really easy to mana...

5
Excellent 0% offer available and really easy to manage in the app. Reviewed on: 5th June 2024

So easy to use quick transactions highly reccomended

5
So easy to use quick transactions highly reccomend Reviewed on: 5th June 2024

I've Paypal to be very simple to use and navigate am...

4
I've Paypal to be very simple to use and navigate am yet to encounter any issues with it Reviewed on: 5th June 2024

Absolutely love Paypal Credit, never had an issue an...

5
Absolutely love Paypal Credit, never had an issue and customer is fantastic Reviewed on: 5th June 2024

Easy great appapp for every thing you need to know.

5
Easy app for every thing you need to know. I use it all the time have don for years. First place to go. Reviewed on: 5th June 2024

My experience its pretty good.

5
My experience its pretty good.My credit limit its goes up nicely. I can pay with it more and more places. Reviewed on: 5th June 2024

A safe way of buying online

5
I am confident in using PayPal credit because it make me feel safe and secure in purchasing online Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 39693 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 65 reviews
    PayPal
    View all products