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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147872)

Easy to use great you can choose different payment p...

5
Easy to use great you can choose different payment plans Reviewed on: 21st April 2026

I have been using PayPal for my purchases on eBay fo...

5
I have been using PayPal for my purchases on eBay for the 22 years as it protects my money when purchasing goods by giving me piece of mind, I seen PayPal evolve over the years into a trusted platform when buying goods. Reviewed on: 21st April 2026

Very trusted and assuring

5
Very trusted and assuring platform Reviewed on: 21st April 2026

Convenient.

5
It's Convenient to have the option to pay for things where other payment systems are not supported. Reviewed on: 21st April 2026

My review

5
Easy to use app and the information is clear.vI have never had any issues. Reviewed on: 21st April 2026

Had a query recently and the staff were first class

5
Had a query recently and the staff were first class Reviewed on: 21st April 2026

Excellent Service

5
PayPal Credit is the best way to pay for my items it allows me to not have to pay upfront, excellent service Reviewed on: 21st April 2026

I always use PayPal for online payment

5
I always use PayPal for online payment Reviewed on: 21st April 2026

It does what it says on the tin

5
When I’ve wanted to use it, including splitting into instalments, it has made it simple to complete. Reviewed on: 21st April 2026

Excellent service, not interest for 4 months so aft...

5
Excellent service, not interest for 4 months so after pay with PayPal can do little little savings everyday and pay with in four months without any extra cost. Because of PayPal credit service i brought so many things at home with confidence. Reviewed on: 21st April 2026

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