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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86807 reviews)

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4.90

Based on 86,807 reviews, last reviewed 27th Apr 2026

1661100% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe and Secure PayPal is a easy efficient way of spending money and always feels the safest way to have you money in that account Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86807)

A Convenient and Flexible Payment Solution

PayPal Credit is a highly convenient option for managing online purchases with ease. It seamlessly integrates with your PayPal account, making it a breeze to use. The application process is quick, often offering instant approval. Reviewed on: 5th June 2024

PayPal credit has saved the day for me when needed.

I have always used PayPal for transactions as I know it is safe and secure and prevents us giving out personal bank details which could be targeted by fraudsters. I heard about PayPal credit one day by logging into PayPal, and a friend had recommended it. I was eligible for £1000 credit which I knew was risky due to being a debt type financial gain which could be easy to abuse, However, I have always been sensible with money and only ever borrowed if absolutely necessary. PayPal credit has allowed me to get through tight months without worrying, allowing me to purchase shopping, emergency car parts and a last minute Christmas gift. The interest free option over four months has been fantastic. I highly recommend this to anyone who remains sensible with their money and debt options. It has certainly saved the day for me at times and I will continue to use it when needed. Reviewed on: 5th June 2024

best service and low interest rate

best service and low interest rate Reviewed on: 5th June 2024

If ever a problem with a payment or product one pho...

If ever a problem with a payment or product one phone call and it’s sorted they make sure I don’t lose my money buy getting ripped off I trust PayPal completely. Reviewed on: 5th June 2024

no hassle transactions

no hassle, immediate response and straight forward transactions. Reviewed on: 5th June 2024

Smooth payment

Everything is smooth and quick and notification is almost instantly on the receiving end. So we gain trust without waiting too long for payment to go through. Reviewed on: 5th June 2024

Verry happy.

Verry happy. Easy, safe! Apply and enjoy! Reviewed on: 5th June 2024

All is well with me all the time I use...

All is well with me all the time I use paypal Reviewed on: 5th June 2024

PayPal has been a life saver for birthday gifts and...

PayPal has been a life saver for birthday gifts and the process is so easy when it comes to payments and super convenient! I would always recommend PayPal to all friends and family Reviewed on: 5th June 2024

Adds a layer of security

Easy to set up and adds a layer of security at a time when scams are becoming increasingly sophisticated. Reviewed on: 5th June 2024

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