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PayPal: PayPal Credit reviews

4.90
Based on 86,905 reviews, last reviewed 27th Apr 2026
1665750% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for spreading payments with no added interest... Great for spreading payments with no added interest if paid off in time! Reviewed on: 27th April 2026
Laura W's avatar
Laura W

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86905)

It’s fantastic for shopping if you want options.

5
It’s fantastic for shopping if you want options. Perfect for us for new house owners. Reviewed on: 5th June 2024

Buy with PayPal credit is very easy, you get a remin...

5
Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

Fantastic, all round service.

5
Fantastic, all round service. Couldn’t ask for more. Reviewed on: 5th June 2024

One of the best online payment processors

5
PayPal is very easy to use as it has widespread integration with many sites and companies. They provide a line of credit that is easy to manage and the fact that you can make larger purchases with 0% interest over 4 months is very useful. Reviewed on: 5th June 2024

Using PayPal has allowed to better manage and monito...

5
Using PayPal has allowed to better manage and monitor my spending knowing that I can buy what I truly need and have time to repay without interest charge. Reviewed on: 5th June 2024

Ease of accessing the account and make transactions

5
Ease of accessing the account and make transactions Reviewed on: 5th June 2024

This is my second year of using paypal credit , it’...

5
This is my second year of using paypal credit , it’s been a lifesaver ❤️ Reviewed on: 5th June 2024

Always happy to help and also feel like my payments...

5
Always happy to help and also feel like my payments are secure Reviewed on: 5th June 2024

Greats of mind

5
Very flexible and given à lot of opportunities to customers . Helpfull and best offers. Reviewed on: 5th June 2024

I have used PayPal for years, they are super helpful...

5
I have used PayPal for years, they are super helpful and fair, keeps your money safe when purchasing and fair repayments on credit. Kind and friendly staff Reviewed on: 5th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review