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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147808)

Only had customer service twice in probably 10years...

5
Only had customer service twice in probably 10years always been very helpful Reviewed on: 21st April 2026

The app is high quality, transparent and easy to use.

4
The app is high quality, transparent and easy to use. Reviewed on: 21st April 2026

Great, very helpful, helped me a lot.Marvin 35

5
Great, very helpful, helped me a lot Reviewed on: 21st April 2026

Safe, reliable and consistent

5
Safe, reliable and consistent, options of payment. Best service out there. Reviewed on: 21st April 2026

PayPal is friendly user and every time you get updat...

5
PayPal is friendly user and every time you get updates on the activities on your account Reviewed on: 21st April 2026

Easy and trustworthy, great payment options which he...

5
Easy and trustworthy, great payment options which help with big purchases. Reviewed on: 21st April 2026

PayPal credit Great service, PayPal credit.

5
Great service, PayPal credit. Particularly having the option to pay off in 4 months at 0%. Find this very useful. Of course it helps if you have enough money to pay off your credit each month. Reviewed on: 21st April 2026

Just always on point, I've always had great customer...

5
Just always on point, I've always had great customer service. Reviewed on: 21st April 2026

Bought batteries from eBay

4
Bought batteries from eBay found out they were fake seller said he would refund so closed the case against him I’n good faith but never did. tried to reopen case to get my money as had proof in messages but customer service said there was nothing they could do even though I had it in writing Reviewed on: 21st April 2026

Great service

5
I just find PayPal convenient, flexible and reliable - amazing service ! Reviewed on: 21st April 2026

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