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PayPal: PayPal Credit reviews

4.90
Based on 87,131 reviews, last reviewed 27th Apr 2026
1676500% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended Good service, excellent customer service Reviewed on: 27th April 2026
Dorothy A's avatar
Dorothy A

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87131)

Really easy to use, great interest free period and m...

5
Really easy to use, great interest free period and manageable repayments. Reviewed on: 5th June 2024

PayPal is my payment method of choice

5
So easy to use. No need for card details and payment options available. Reviewed on: 5th June 2024

PayPal credit has always been fair and very helpful...

5
PayPal credit has always been fair and very helpful when I have needed it Reviewed on: 5th June 2024

I use PayPal on a regular basis

4
I use PayPal on a regular basis it saves time and you now your money is safe Reviewed on: 5th June 2024

My PayPal experience has been typically good wheneve...

4
My PayPal experience has been typically good whenever I’ve had issues they’ve been resolved straight away and they’re easy to contact. And there are many good payment plans etc. I also find it so easy to send and receive money compared to other mobile banking apps Reviewed on: 5th June 2024

I really trust PayPal services, nice customer servic...

5
I really trust PayPal services, nice customer service and very quick reactions, feeling protected better than with banks. Reviewed on: 5th June 2024

Excellent

5
I love PayPal credit it helps me when I’m a bit short Reviewed on: 5th June 2024

Excellent, very efficient and easy to use

5
Excellent, very efficient and easy to use Reviewed on: 5th June 2024

Great payment method, safe and secure.

5
Great payment method, safe and secure. Credit quick and easy Reviewed on: 5th June 2024

Easy to use and very convienent to use online, if t...

5
Easy to use and very convienent to use online, if they had card wpuld be good to use in local amenties Reviewed on: 5th June 2024

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