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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147733 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

It works for me and seems very professional.

It works for me and seems very professional. It seems powerful so I respect it Reviewed on: 21st April 2026

Great help for splitting payments when money is tigh...

Great help for splitting payments when money is tight, credit availability is great Reviewed on: 21st April 2026

PayPal Credit Service

This service & options provided by by PayPal is a absolute game changer in helping to get items & various services would couldn't in normal circumstances. Thank you PayPal. Reviewed on: 21st April 2026

PayPal gives you all of the options you can wish for...

PayPal gives you all of the options you can wish for with flexible payment options to suit whatever your circumstances. Reviewed on: 21st April 2026

Absolutely fantastic.

Absolutely fantastic. couldn’t fault at all. Great staff too. Reviewed on: 21st April 2026

Amazingly brilliant!

It's been nothing short of excellent since I started using PayPal. It's extremely easy to use and the safest means of payment. Reviewed on: 21st April 2026

I really enjoy this experience.

I really enjoy this experience. Having a virtual card makes Purchases even more accessible and easier. Love it! Reviewed on: 21st April 2026

Flexible service, with a bountiful pre-approved cred...

Flexible service, with a bountiful pre-approved credit limi Reviewed on: 21st April 2026

Quick and easy to use

Paypal makes purchases online quick and easy to do aswell as the option of paying over 3 payments which helps with unexpected purchases. Reviewed on: 21st April 2026

First class service And credit option is a great help

I've used PayPal for several years, including their credit service. I find it great to be able to afford items and pay over a period of time. Customer service with PayPal is always first-class. They are there to help and make you feel valued as a customer. I have been able to buy things such as a new vacvum when mine broke. And without it dont know how I'd have been able to get one. So ty Reviewed on: 21st April 2026

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