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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87224 reviews)

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4.90

Based on 87,224 reviews, last reviewed 27th Apr 2026

1680550% increase in 5 star reviews

in the past 90 days

4750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been fantastic, quick ad easy way to pay with... Always been fantastic, quick ad easy way to pay with great terms, any query always dealt with quickly and attention to detail Reviewed on: 27th April 2026

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87224)

Enjoy the benefits of 0% interest for 4 months.

Enjoy the benefits of 0% interest for 4 months. Payments sometimes take a while to update on the app/source bank this is something that can be worked on. Reviewed on: 5th June 2024

Flawless transactions and great communication.

Flawless transactions and great communication. Reviewed on: 5th June 2024

Absolutely great when I need to spread the cost on e...

Absolutely great when I need to spread the cost on essential items. Email always reminds me of payment plan and dates too which is so helpful Reviewed on: 5th June 2024

. highly recommended

If you ever ever you have a problem, they’re very easy to call and speak to an actual human being Reviewed on: 5th June 2024

Exactly what I needed!

Exactly what I needed! Very easy to use! Reviewed on: 5th June 2024

Always had excellent when I've had to speak the them...

Always had excellent when I've had to speak the them over the phone, never waiting long in a queue. Reviewed on: 5th June 2024

Easy to use and clear to see. No issues

Easy to use and clear to see. No issues Reviewed on: 5th June 2024

It's very easy to use and also the intrest rates sho...

It's very easy to use and also the intrest rates should you need them are excellent. Many payment options and most of all reasonable credit limits that don't allow you to fall into a debt spiral. Reviewed on: 5th June 2024

Great!! Recommend

Great and fast without any problems Reviewed on: 5th June 2024

Very pleased with my experience

Very pleased with my experience will definitely recommend to family Reviewed on: 5th June 2024

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