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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147681 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147681)

Quick and easy

I always purchase through PayPal online and have had no problems....quick and easy Reviewed on: 20th April 2026

Love PayPal credit

Love PayPal credit and the fact I have 4 months interest free to pay back.Comes in very handy Reviewed on: 20th April 2026

PayPal offers me 0% interest on items more often and...

PayPal offers me 0% interest on items more often and other banks Reviewed on: 20th April 2026

Excellent experience Quick response

Excellent experience Quick response Reviewed on: 20th April 2026

I love using PayPal as it’s so easy to use.

I love using PayPal as it’s so easy to use. PayPal Credit is great and easily payable back and pay in 3 is a great what to spread payments for things you want with no interest. Reviewed on: 20th April 2026

Perfect every time, no problems or hidden catches at...

Perfect every time, no problems or hidden catches at all Reviewed on: 20th April 2026

Spread the cost with no interest is best experience.

Spread the cost with no interest is best experience. Reviewed on: 20th April 2026

It’s so good to use and it honestly helps me out whe...

It’s so good to use and it honestly helps me out when I’m in a pickle I’d recommend it over Klarna as they’re no severe time penalties and it allows you to pay it back in little segments if you wanted to. Reviewed on: 20th April 2026

You are not too good on Blockchaine fir cryptos

You are not too good on Blockchaine fir cryptos Reviewed on: 20th April 2026

Great whenever i needed it.

Great whenever i needed it. Always reliable Reviewed on: 20th April 2026

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