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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,306 reviews, last reviewed 27th Apr 2026
1684300% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate the app. Easy to navigate the app. Tells you all information needed really good and useful Reviewed on: 27th April 2026
Anthfitzy's avatar
Anthfitzy

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87306)

Easy & user friendly!

5
PayPal makes it easy to pay for things, it is affordable and much easier than inputting card details each time. It is also secure Reviewed on: 5th June 2024
Megan W's avatar
Megan W

PayPal credit is great!

5
PayPal credit is great! it offers me the ability to pay for things flexibly and safely. Reviewed on: 5th June 2024
Kirsty T's avatar
Kirsty T

I love credit and BNPL through PayPal, so easy to us...

5
I love credit and BNPL through PayPal, so easy to use and helps me spread out my payments. Reviewed on: 5th June 2024
Tach W's avatar
Tach W

Easy to use, well integrated, clear

5
They provided an easy to use platform which integrates well with online purchases. It is easy to see what credit you have and where everything is. There are also a lot of side features to make use of that arent needed, but give you options and freedom which is very appreciated Reviewed on: 5th June 2024
Lewis H's avatar
Lewis H

I use PayPal credit often as I don’t have a credit c...

5
I use PayPal credit often as I don’t have a credit card so PayPal credit comes in handy for large purchases. I love how there is a 0% interest on large payments within a certain period. It is great! Reviewed on: 5th June 2024
Olivia C's avatar
Olivia C

Good one!

5
Never had any issues, easy to use it for online shoppings, quick and straightforward. Love that they offer to spread the cost above £99 for 4months without adding interest on. I do use paypal credit very often. Reviewed on: 5th June 2024
Liz's avatar
Liz

Easy to use and convenient

5
Easy to use and get a credit limit. Love the pay in 3 service they provide which a lot of websites use as a method of payment. And you can also use paypal credit as a payment method for a lot of services. Reviewed on: 5th June 2024
Jessica Bennett's avatar
Jessica Bennett

Many years with Paypal. It's Great!

5
Many years with Paypal. I am so glad I have this opportunity to vote it as the best! Reviewed on: 5th June 2024
Radu Ciobanu's avatar
Radu Ciobanu

I love using PayPal.

5
I love using PayPal. It’s safe and I always use it. Reviewed on: 5th June 2024
Louise G's avatar
Louise G

No current issues and when I have had to call up in...

5
No current issues and when I have had to call up in the passed with a query, everyone has been happy to help and solved my issue Reviewed on: 5th June 2024
Rhiannon 's avatar
Rhiannon

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