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PayPal: PayPal Credit reviews

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4.90
Based on 87,372 reviews, last reviewed 27th Apr 2026
1687300% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing portal with lots of options Amazing portal with lots of options Reviewed on: 27th April 2026
Grzegorz L's avatar
Grzegorz L

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87372)

Absolutely the best credit option.

5
PayPal Credit is just on another level. Everything is easy to manage and you don't pay any interest if you pay in full within 3 months. Absolutely the best Reviewed on: 5th June 2024
Maciej C's avatar
Maciej C

PayPal is a really good app to use.

5
PayPal is a really good app to use. If any problems occur I can easily contact customer service who are really helpful in solving your queries. Reviewed on: 5th June 2024
Araib Arif Gill's avatar
Araib Arif Gill

At the moment very pleased with the way it works no...

4
At the moment very pleased with the way it works no complaints yet pay as you go Reviewed on: 5th June 2024
Michael B's avatar
Michael B

Excellent service and easy to use

4
Excellent service and easy to use Reviewed on: 5th June 2024
Adam's avatar
Adam

Easy way to manage your budget and pay back in speci...

5
Easy way to manage your budget and pay back in specific given time Reviewed on: 5th June 2024
Popi's avatar
Popi

Everything is very quick and easy to use!

5
Everything is very quick and easy to use! Reviewed on: 5th June 2024
Lee T's avatar
Lee T

Paypal has always been my first choice of payment.

5
Paypal has always been my first choice of payment. I have been using Paypal for last 14 years and I found it more secure and more robust. Reviewed on: 5th June 2024
Akhund's avatar
Akhund

Found I started to use it for things which I didn't...

4
Found I started to use it for things which I didn't need as it felt like I wasn't spending as much money so have decided to pay off all credit and stop using it. Served a purpose though and can't fault paypal. Reviewed on: 5th June 2024
Katy G's avatar
Katy G

Quick safe and efficient always offering good value

5
Quick safe and efficient always . Helpful when issues arise from poor service with some companies or when scammed as I once experienced . Only issue I would say I have is it takes a while for transactions when paying my direct debit to appear in my bank account but not a major problem . Reviewed on: 5th June 2024
Maeve W's avatar
Maeve W

They are a safe way for people to pay me and also fo...

5
They are a safe way for people to pay me and also for me to pay people Reviewed on: 5th June 2024
Saffron I's avatar
Saffron I

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