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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147634)

I always use PayPal and never had a problem.

5
I always use PayPal and never had a problem. Every time I checkout my items I use PayPal. It’s fast and easy to use. Reviewed on: 20th April 2026

Reliable easy and affordable.

5
Reliable easy and affordable. Trustworthy brand Reviewed on: 20th April 2026

Most secure way to pay.

5
Most secure way to pay. Never had an issue with payments and the credit option are very helpful. Always recommending PayPal to others. Reviewed on: 20th April 2026

In general, I have achieved good experiences by usin...

5
In general, I have achieved good experiences by using PayPal to spend my money or conduct other activities Reviewed on: 20th April 2026

Very good experience

5
Very good experience especially with people credit Reviewed on: 20th April 2026

Very easy to use, very trusted , i can use...

5
Very easy to use, very trusted , i can use anywhere , Reviewed on: 20th April 2026

Best credit card i have ever wished to have

5
Best credit card i have ever wished to have Reviewed on: 20th April 2026

Easy service

5
Great easy to use and pay off early Reviewed on: 20th April 2026

Very happy everyone it good to use PayPal

5
Very happy everyone it good to use PayPal Reviewed on: 20th April 2026

Clever card rewards

5
Never had any trouble with him yet tell us what he says on the card gives you rewards Reviewed on: 20th April 2026

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