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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147587 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147588)

Very good, it’s easy to work with PayPal.

Very good, it’s easy to work with PayPal. I would recommend Reviewed on: 20th April 2026

It makes paying quicker- great.

It makes paying quicker- great. Pay in 3 is really useful way to spread payments. The app is easy to see and use, PayPal credit is great too Reviewed on: 20th April 2026

All good always does what i want

All good always does what i want Reviewed on: 20th April 2026

PayPal Credit

Easy to use. No fuss paying off balances . Reviewed on: 20th April 2026

Safe platform easy to use and simple to use

Safe platform easy to use and simple to use Reviewed on: 20th April 2026

Simple and efficient .

Very easy to use and clear on all options available. Reviewed on: 20th April 2026

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it’s been really useful when I’ve needed a bit of flexibility with payments. It’s especially helpful for bigger purchases, as it lets me spread the cost rather than paying everything upfront. Setting it up was straightforward, and once it’s linked to your PayPal account, it’s very easy to use. I like that I can keep track of everything in one place, and the payment reminders are helpful for staying organised. That said, you do need to be careful with it. The interest can add up quite quickly if you don’t pay things off within the interest-free period, so it’s important to stay on top of it. Overall, I’d say it’s a handy option to have, as long as you use it sensibly and keep an eye on repayments. Reviewed on: 20th April 2026

It's reliable and easy to use, good communication.

It's reliable and easy to use, good communication. Reviewed on: 20th April 2026

Paypal has always been great and whenever you call t...

Paypal has always been great and whenever you call them, they always answered your questions. Reviewed on: 20th April 2026

Peace of mind

Safe secure and quick and trusted wouldn’t use Reviewed on: 20th April 2026

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