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PayPal: PayPal Credit reviews

4.90
Based on 87,452 reviews, last reviewed 27th Apr 2026
1691000% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit I found it very reassuring and very easy to communicate Reviewed on: 27th April 2026
Cher's avatar
Cher

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87452)

Great, I’ve used it for a few purchases such as holi...

5
Great, I’ve used it for a few purchases such as holidays. It’s a very easy process Reviewed on: 5th June 2024

The best payment option period

5
PayPal is flexible easy to use and very very helpful if you need help I couldn't ask for a better service Reviewed on: 5th June 2024

Payl credit saved me a lot of times.

5
Payl credit saved me a lot of times. The only trusted solution to buy or pay bills whenever I need money. Reviewed on: 5th June 2024

Customer service is responsive and helpful.

5
Customer service is responsive and helpful. Products have real value being tailored perfectly to clients needs. Reviewed on: 5th June 2024

PayPal credit helped me to get things

5
PayPal credit helped me get things I couldn’t afford at the time, then I can pay back in Instalements Reviewed on: 5th June 2024

Really easy process, nice and simple breakdown of co...

5
Really easy process, nice and simple breakdown of costs and love that you can use it on a whole variety of outlets Reviewed on: 5th June 2024

Have used PayPal credit twice.

5
Have used PayPal credit twice. It is good for convenience and be able to spread the cost with no added interest. Reviewed on: 5th June 2024

PayPal credit is available to use in lots of places...

5
PayPal credit is available to use in lots of places and having the option to pay back in four months interest free on orders over £100 is very helpful. Reviewed on: 5th June 2024

I am very happy with PayPal,being so flexible and ab...

5
I am very happy with PayPal,being so flexible and able to split the payments . Reviewed on: 5th June 2024

Never had a problem with payment’s always good commu...

5
Never had a problem with payment’s always good communication Reviewed on: 5th June 2024

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